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Financing available

$309,900

10595 Northlake Circle, Kemp, TX 75143

4
beds: 2
baths: 2,496
sqft

Est. with seller financing: $2,695/mo

Single-family
Built in 2003
13,329 sq ft lot
$124/sqft
$13/mo HOA
Kaufman County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Welcome to this beautifully remodeled 4-bedroom, 2-bath home in the desirable lakefront community of Northlake Estates in Kemp, Texas. Just 50 miles from downtown Dallas with convenient access to major highways, this home offers the perfect balance of peaceful lake living and an easy commute. While the home is not waterfront, residents enjoy exclusive access to a private waterfront park on Cedar Creek Lake, perfect for relaxing, fishing, boating, picnics, and taking in beautiful sunsets. Inside, you'll find a spacious layout with a living room, a family room with fireplace, four comfortable bedrooms, two full bathrooms, and plenty of room for everyday living and entertaining. Whether you're looking for a full-time residence or a weekend getaway, this home offers small-town charm, community amenities, and the lake lifestyle you've been dreaming of. Bring your Buyers!

Facts & features

Interior

Features

Decorative Designer Lighting Fixtures
Eat In Kitchen
High Speed Internet
Kitchen Island
Open Floorplan
Pantry
Cable Tv
Walk In Closets

Heating & cooling

Heating: Central, Fireplaces
Cooling: Central Air, Ceiling Fans

Flooring

Luxury Vinyl Plank

Appliances

Dishwasher
Electric Range
Electric Water Heater

Fireplace

Fireplaces: 1
Wood Burning

Exterior & lot

Features

Deck
Rain Gutters

Construction

Style: Traditional
Stories: 1
Roof: Composition
Foundation: Pillar Post Pier

Parking

Garage spaces: 2
Covered
Driveway
Garage Faces Front
Garage
Garage Door Opener

Lot

Interior Lot
Landscaped
Subdivision
Few Trees
View: Water

Community

Neighborhood

Subdivision: Northlake Estates

HOA

Northlake Estates HOA

Schools

District: Kemp ISD
Elementary: Kemp
Middle: Kemp
High: Kemp

Financial & listing details

Listing

Price per sq ft: $124
County: Kaufman
Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$2,695/mo

Down payment10% ($30,990)10%20%

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Principal & interest: $2,244/mo
Property taxes: $293/mo
Homeowners insurance (est.): $145/mo
HOA dues: $13/mo

Loan amount: $278,910
Seller financing rate (est.): 9.00%
Term: 30-year fixed

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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

1
Get qualified
We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.
2
Pick this home
Once you're approved, tell us this is the one. We handle the purchase from the seller.
3
Move in
We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

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We can help.

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

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Listing courtesy of Lorena Corleto, Fathom Realty · MLS #21321269 ·

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. Information is deemed reliable but not guaranteed and should be independently verified. Last updated Oct 9, 2026.