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Financing available

$310,999

511 Commerce Street, Kemp, TX 75143

4
beds
2
baths
1,785
sqft

Est. with seller financing: $2,854/mo

  • Single-family
  • Built in 1984
  • 30,448 sq ft lot
  • $174/sqft
  • Kaufman County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

SELLER IS OFFERING 6K TOWARDS CLOSING COST! Charming, one-story Ranch Home, fully Remodeled - Luxury Vinyl Plank flooring, New Cabinets in Kitchen, High End Cafe' Appliances with Refrigerator, Dishwasher, Ice Maker, Double Over, Cooktop. The Sellers didn't hold back on any area of this home! Large Primary Bedroom with Ensuite Bath - double vanities with Farmhouse appeal and Beautiful Marble Double Shower! Split Bedrooms with a Jack n Jill along with one additional bedroom. Farmhouse Cutie! Double Width Driveway and in Rear a Large Shop that is Two Story! Home is Move in Ready! Don't miss this opportunity! Charming Kemp home with a city park just up the street! Nearby Cedar Creek Lake for weekend fun! Easy location for commuters.

Facts & features

Interior

Features

  • Built In Features
  • Decorative Designer Lighting Fixtures
  • Eat In Kitchen
  • Granite Counters
  • High Speed Internet
  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Cable Tv
  • Walk In Closets

Heating & cooling

  • Heating: Central, Electric
  • Cooling: Central Air, Ceiling Fans, Electric

Flooring

  • Luxury Vinyl Plank

Appliances

  • Dishwasher
  • Electric Cooktop
  • Electric Oven
  • Electric Water Heater
  • Disposal
  • Ice Maker
  • Microwave
  • Refrigerator

Exterior & lot

Construction

  • Style: Ranch, Traditional, Detached
  • Stories: 1
  • Roof: Metal
  • Foundation: Slab
  • Materials: Brick

Parking

  • Driveway
  • Rv Access Parking

Lot

  • Back Yard
  • Lawn

Community

Neighborhood

  • Subdivision: J S Ables Surv Abs #3

Schools

  • District: Kemp ISD
  • Elementary: Kemp
  • Middle: Kemp
  • High: Kemp

Financial & listing details

Listing

  • Price per sq ft: $174
  • County: Kaufman
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$2,854/mo

Principal & interest
$2,252/mo
Property taxes
$457/mo
Homeowners insurance (est.)
$145/mo
Loan amount
$279,899
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Listing information

Listing courtesy of

George Brewer

Premier Legacy Real Estate LLC

972-834-7099

MLS #
21406223

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. Information is deemed reliable but not guaranteed and should be independently verified. Last updated Oct 9, 2026.

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We can help.

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

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