HFPHome Finance
Partner
Powered byDoorly
1 / 23
Financing available

$294,900

106 N Island Drive, Terrell, TX 75160

4
beds
2
baths
1,942
sqft

Est. with seller financing: $2,926/mo

  • Single-family
  • Built in 2022
  • 14,418 sq ft lot
  • $152/sqft
  • $35/mo HOA
  • Kaufman County

Interested in this home?

Seller financing is available to qualified buyers.

Powered byDoorly

About this home

Cottage charm and a HUGE backyard! This adorable Terrell home welcomes you with a covered front entry, contrasting exterior trim and a two-car garage. Inside, the spacious living area opens to the kitchen and dining space, creating an inviting layout for everyday living and entertaining. Large windows bring in natural light, while neutral colors make it easy to add your own style. The kitchen features gray cabinetry, stainless steel appliances, a center island with breakfast bar seating, and plenty of counter and cabinet space. Wood-look flooring adds warmth to the kitchen and dining area, with direct access to the backyard. Step outside to a patio and an expansive fenced yard with room for outdoor gatherings, gardening, games and so much more. If you’ve been looking for a charming home with space to spread out inside and out, this one deserves a look!

Listing courtesy of Melanie Steele, McCaw Properties · MLS #21406679 · 817-491-2553

Facts & features

Interior

Features

  • Eat In Kitchen
  • High Speed Internet
  • Kitchen Island
  • Open Floorplan
  • Cable Tv

Heating & cooling

  • Heating: Central, Energy Star Qualified Equipment
  • Cooling: Central Air, Energy Star Qualified Equipment

Flooring

  • Carpet
  • Vinyl

Appliances

  • Dishwasher
  • Electric Cooktop
  • Disposal
  • Microwave
  • Refrigerator

Laundry

  • Laundry In Utility Room

Exterior & lot

Construction

  • Style: Traditional, Detached
  • Stories: 1
  • Foundation: Slab

Parking

  • Garage spaces: 2
  • Driveway
  • Garage Faces Front
  • Garage

Community

Neighborhood

  • Subdivision: Creekside Estates Ph 4

HOA

  • Texas Star Community Management

Schools

  • District: Terrell ISD
  • Elementary: Long
  • Middle: Furlough
  • High: Terrell

Financial & listing details

Listing

  • Price per sq ft: $152
  • County: Kaufman
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$2,926/mo

Principal & interest
$2,136/mo
Property taxes
$617/mo
Homeowners insurance (est.)
$138/mo
HOA dues
$35/mo
Loan amount
$265,410
Seller financing rate (est.)
9.00%
Term
30-year fixed
Powered byDoorly

This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

Location

Love this home?Let's find a way to make it yours.

Powered byDoorly

A traditional mortgage isn't the only way. Self-employed, lower credit, ITIN, or turned down before? You may have another option.

Offered by HFP, powered by Doorly, only on this site, not by the seller or listing agent. Subject to underwriting and approval.

Get Pre-Qualified

How our financing program works

  1. 1

    Get qualified

    Answer a few quick questions and see the down payment you'd need. It takes about a minute and doesn't pull your credit.

  2. 2

    Make it your home

    Once you're approved, our lending partner buys the home from the seller at closing. The seller is paid in full and never carries a loan.

  3. 3

    Own it

    It resells the home to you at the same closing, with financing, so the title is in your name.

This is different from traditional seller financing, where the seller lends you the money. See the full requirements

More homes in Terrell