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Financing available

$175,000

107 S Flower Lane, Chico, TX 76431

3
beds
2
baths
1,231
sqft

Est. with seller financing: $1,576/mo

  • Single-family
  • Built in 1960
  • 8,799 sq ft lot
  • $142/sqft
  • Wise County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

A smart opportunity in Chico with the space, location, and versatility to work for a variety of buyers. Whether you’re purchasing your first home, ready to simplify, or looking for a property with potential as a long-term rental investment, this home offers plenty to appreciate. Situated on an oversized corner lot with a fenced yard, there’s room for pets, play, gardening, backyard gatherings, or simply enjoying a little extra space around you. Inside, the home offers over 1,200 square feet with 3 bedrooms and 2 bathrooms, thoughtfully laid out to make excellent use of every square foot. The functional floor plan provides comfortable living spaces and practical bedrooms without wasted space, making the home feel easy to live in and easy to maintain. The location adds another layer of appeal. Convenient access to Highway 114 and US-287 makes commuting to Decatur, Fort Worth, and surrounding communities simple while still allowing you to enjoy the quieter pace of Chico. For a first-time buyer, someone looking to downsize, or an investor searching for a property with rental potential, this home offers a combination of functionality, outdoor space, accessibility, and long-term possibilities that can be hard to find.

Facts & features

Interior

Features

  • Granite Counters
  • High Speed Internet

Heating & cooling

  • Heating: Central, Electric
  • Cooling: Central Air, Electric

Flooring

  • Laminate
  • Luxury Vinyl Plank

Appliances

  • Dishwasher
  • Electric Oven
  • Electric Range
  • Microwave
  • Refrigerator

Exterior & lot

Features

  • Private Yard
  • Rain Gutters

Construction

  • Style: Traditional, Detached
  • Stories: 1
  • Roof: Composition
  • Foundation: Pillar Post Pier
  • Materials: Wood Siding

Parking

  • Garage spaces: 1
  • Driveway
  • Garage

Lot

  • Back Yard
  • Corner Lot
  • Lawn
  • Landscaped
  • Subdivision
  • Few Trees

Community

Neighborhood

  • Subdivision: Brooks-Mcduff Add

Schools

  • District: Chico ISD
  • Elementary: Chico
  • Middle: Chico
  • High: Chico

Financial & listing details

Listing

  • Price per sq ft: $142
  • County: Wise
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$1,576/mo

Principal & interest
$1,267/mo
Property taxes
$227/mo
Homeowners insurance (est.)
$82/mo
Loan amount
$157,500
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Want to buy this home with seller financing?
We can help.

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

See If You Qualify

Listing courtesy of Jessica Childers, Agape and Associates LLC · MLS #21399843 ·

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. Information is deemed reliable but not guaranteed and should be independently verified. Last updated Oct 9, 2026.

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