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Financing available

$250,000

308 Oakwood Street, Chico, TX 76431

2
beds
2
baths
1,696
sqft

Est. with seller financing: $2,247/mo

  • Single-family
  • Built in 1986
  • 16,988 sq ft lot
  • $147/sqft
  • Wise County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Charming 2 bedroom, 2 bathroom brick home situated on a spacious corner lot just under half an acre in the heart of Chico, Texas! Conveniently located close to schools and town amenities, this property offers both comfort and functionality with plenty of room to make it your own. Inside, you’ll find a large kitchen featuring ample cabinet storage and generous counter space, making meal prep and entertaining easy. Just off the kitchen is a versatile bonus room that could serve as a second living area, game room, office, or hobby space. The main living room is oversized and perfect for hosting family gatherings or cozy nights at home. The primary suite offers separate closets and a private en-suite bathroom with a shower. LVP flooring throughout the home provides durability and easy maintenance, while ceiling fans add comfort in every season. Step outside to enjoy the expansive backyard with plenty of room for kids, pets, gardening, or future outdoor entertaining spaces. This property combines small-town charm, a great location, and room to grow — all wrapped into one inviting home. Schedule your showing today!

Facts & features

Interior

Features

  • Built In Features
  • Eat In Kitchen
  • Pantry

Heating & cooling

  • Heating: Central, Electric
  • Cooling: Central Air, Ceiling Fans, Electric

Appliances

  • Dishwasher
  • Electric Cooktop
  • Electric Oven
  • Electric Water Heater
  • Disposal

Laundry

  • Washer Hookup
  • Dryer Hookup
  • Electric Dryer Hookup
  • In Hall

Exterior & lot

Construction

  • Style: Traditional, Detached
  • Stories: 1
  • Roof: Composition
  • Foundation: Slab
  • Materials: Brick

Parking

  • Garage spaces: 2
  • Additional Parking
  • Door Single
  • Driveway
  • Garage
  • Garage Door Opener
  • On Site
  • Garage Faces Side
  • On Street

Lot

  • Back Yard
  • Corner Lot
  • Lawn
  • Subdivision
  • Few Trees

Community

Neighborhood

  • Subdivision: Chico Estates

Schools

  • District: Chico ISD
  • Elementary: Chico
  • Middle: Chico
  • High: Chico

Financial & listing details

Listing

  • Price per sq ft: $147
  • County: Wise
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$2,247/mo

Principal & interest
$1,810/mo
Property taxes
$320/mo
Homeowners insurance (est.)
$117/mo
Loan amount
$225,000
Seller financing rate (est.)
9.00%
Term
30-year fixed
Powered byDoorly

This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Listing information

Listing courtesy of

Tomie Fox

Tomie Fox Real Estate Group

940-210-8088

MLS #
21265678

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. Information is deemed reliable but not guaranteed and should be independently verified. Last updated Oct 9, 2026.

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

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