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Financing available

$355,000

107 Truett Street, McKinney, TX 75069

2
beds
1
baths
1,740
sqft

Est. with seller financing: $3,282/mo

  • Single-family
  • Built in 1953
  • 9,583 sq ft lot
  • $204/sqft
  • Collin County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Charming 1953 Craftsman cottage near Historic Downtown McKinney offering approximately 1,740 sq ft of living space. This 2 bedroom, 1 bath home features generous room sizes, flexible living areas, and abundant character throughout. The light illed front living room includes five windows, creating a bright and inviting space. The updated kitchen offers newer cabinetry and side yard views, while the oversized laundry room provides flexibility for office or hobby use. A spacious bath, comfortable bedrooms, and a functional layout enhance everyday livability. A rare basement adds valuable storage and additional potential. Situated on approximately .22 acre, the property features a wooded backyard setting that provides privacy while remaining close to downtown McKinney. Recent updates include an electrical panel 2017, roof and decking 2023, and induction cooktop oven with air fryer functionality 2025. A unique opportunity offering space, character, and location within walking distance of Historic Downtown.

Facts & features

Interior

Features

  • Chandelier
  • Decorative Designer Lighting Fixtures
  • Cable Tv

Heating & cooling

  • Heating: Central, Natural Gas
  • Cooling: Central Air, Ceiling Fans, Electric

Appliances

  • Dishwasher

Laundry

  • Washer Hookup
  • Dryer Hookup
  • Laundry In Utility Room

Exterior & lot

Construction

  • Style: Craftsman, Ranch, Detached, Historic Antique
  • Stories: 1
  • Roof: Composition
  • Foundation: Pillar Post Pier
  • Materials: Wood Siding

Parking

  • Driveway

Lot

  • Back Yard
  • Interior Lot
  • Lawn
  • Landscaped
  • Rolling Slope
  • Many Trees

Community

Neighborhood

  • Subdivision: Mckinney Outlots

Schools

  • District: McKinney ISD
  • Elementary: Caldwell
  • Middle: Faubion
  • High: Mckinney Boyd

Financial & listing details

Listing

  • Price per sq ft: $204
  • County: Collin
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$3,282/mo

Principal & interest
$2,571/mo
Property taxes
$545/mo
Homeowners insurance (est.)
$166/mo
Loan amount
$319,500
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Listing information

Listing courtesy of

Valarie Kerby

RE/MAX Four Corners

972-396-9100

MLS #
21302118

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. Information is deemed reliable but not guaranteed and should be independently verified. Last updated Oct 9, 2026.

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We can help.

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

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