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Financing available

$299,900

109 Iron Horse Lane, Denison, TX 75020

3
beds
2.5
baths
1,607
sqft

Est. with seller financing: $2,904/mo

  • Single-family
  • Built in 2026
  • 5,706 sq ft lot
  • $187/sqft
  • $30/mo HOA
  • Grayson County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Welcome to Katy Crossing, one of Denison’s newest residential developments! This beautifully crafted new construction home offers 3 bedrooms, 2.5 bathrooms, and an attached 2-car garage, combining thoughtful design with quality finishes throughout. The inviting floor plan provides comfortable living spaces, a well-appointed kitchen, and a layout designed for both everyday living and entertaining. Modern finishes and carefully selected details give the home a polished, cohesive feel. Enjoy the benefits of brand-new construction in a growing neighborhood, conveniently located near everything Denison has to offer. An excellent opportunity to own a beautiful new home in Katy Crossing! Schedule your viewing today.

Listing courtesy of Spencer McDuffy, MKT Realty Co · MLS #21416587 · 214-218-9190

Facts & features

Interior

Features

  • High Speed Internet
  • Cable Tv

Heating & cooling

  • Heating: Central, Electric
  • Cooling: Central Air, Ceiling Fans, Electric

Flooring

  • Luxury Vinyl Plank

Fireplace

  • Fireplaces: 2
  • Electric

Laundry

  • Washer Hookup

Exterior & lot

Construction

  • Style: Traditional, Detached
  • Stories: 2
  • Roof: Composition
  • Foundation: Slab

Parking

  • Garage spaces: 2
  • Driveway
  • Garage Faces Front
  • Garage

Lot

  • Interior Lot

Community

Neighborhood

  • Subdivision: Katy Xing Add

HOA

  • TBD

Schools

  • District: Denison ISD
  • Middle: Henry Scott,Mcdaniel
  • High: Denison

Financial & listing details

Listing

  • Price per sq ft: $187
  • County: Grayson
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$2,904/mo

Principal & interest
$2,172/mo
Property taxes (est.)
$562/mo
Homeowners insurance (est.)
$140/mo
HOA dues
$30/mo
Loan amount
$269,910
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are estimated at 2.25% of the price because this listing has no full-year tax amount (common for new construction); actual taxes may differ and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

Location

Love this home?Let's find a way to make it yours.

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A traditional mortgage isn't the only way. Self-employed, lower credit, ITIN, or turned down before? You may have another option.

Offered by HFP, powered by Doorly, only on this site, not by the seller or listing agent. Subject to underwriting and approval.

Get Pre-Qualified

How our financing program works

  1. 1

    Get qualified

    Answer a few quick questions and see the down payment you'd need. It takes about a minute and doesn't pull your credit.

  2. 2

    Make it your home

    Once you're approved, our lending partner buys the home from the seller at closing. The seller is paid in full and never carries a loan.

  3. 3

    Own it

    It resells the home to you at the same closing, with financing, so the title is in your name.

This is different from traditional seller financing, where the seller lends you the money. See the full requirements

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