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Financing available

$424,900

1128 Cottonseed Street, Little Elm, TX 76227

4
beds
3
baths
2,253
sqft

Est. with seller financing: $4,283/mo

  • Single-family
  • Built in 2019
  • 6,098 sq ft lot
  • $189/sqft
  • $125/mo HOA
  • Denton County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Discover this stunning Highland Homes Dorchester floorplan offering 4 bedrooms, 3 full bathrooms, and a dedicated office in the highly sought-after Union Park community. The heart of the home is the expansive kitchen, complete with a large island, sleek finishes, and abundant cabinetry, flowing seamlessly into the open-concept living and dining areas. The spacious primary suite is a private retreat featuring a luxurious en suite bath with dual vanities, a soaking tub, separate shower, and a generous walk-in closet. Three additional bedrooms are thoughtfully designed with walk-in closets, providing plenty of storage and comfort for family or guests. An oversized laundry room with space for a freezer adds extra convenience. This home also includes a whole-home surge protector, offering added peace of mind and protection for your electronics and appliances, holiday light plugs, gas on the patio for grilling and so much more. Union Park is more than a neighborhood—it’s a lifestyle. Anchored by a 30-acre central park, residents enjoy a vibrant calendar of events, community groups, and thoughtfully designed amenities. HOA dues include front yard maintenance and home alarm monitoring, giving you more time to enjoy everything the community has to offer. From resort-style pools, pickleball and basketball courts, fitness centers, splash pads, and fishing ponds to hike and bike trails, playgrounds, and shaded dog parks, there’s something for everyone. Union Park Elementary is located within the neighborhood, with middle and high schools nearby in the acclaimed Denton ISD. Situated in Little Elm, just minutes from Lake Lewisville, this home has convenient access to shopping, dining, and entertainment. Offering comfort, style, and a true sense of community, this property is an exceptional place to call home.

Facts & features

Interior

Features

  • Decorative Designer Lighting Fixtures
  • High Speed Internet
  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Cable Tv
  • Walk In Closets
  • Wired For Sound

Heating & cooling

  • Heating: Central, Natural Gas
  • Cooling: Central Air, Ceiling Fans, Electric

Flooring

  • Carpet
  • Ceramic Tile
  • Luxury Vinyl Plank

Appliances

  • Some Gas Appliances
  • Dishwasher
  • Electric Oven
  • Gas Cooktop
  • Disposal
  • Microwave
  • Plumbed For Gas
  • Vented Exhaust Fan

Fireplace

  • Fireplaces: 1
  • Decorative
  • Gas Log
  • Living Room
  • Raised Hearth
  • Stone

Laundry

  • Washer Hookup
  • Dryer Hookup
  • Electric Dryer Hookup
  • Laundry In Utility Room

Exterior & lot

Features

  • Rain Gutters

Construction

  • Style: Traditional, Detached
  • Stories: 1
  • Roof: Composition, Shingle
  • Foundation: Slab
  • Materials: Brick

Parking

  • Garage spaces: 2
  • Driveway
  • Garage Faces Front
  • Garage
  • Garage Door Opener

Pool

  • Community

Lot

  • Interior Lot
  • Landscaped
  • Subdivision
  • Sprinkler System
  • Few Trees

Community

Neighborhood

  • Subdivision: Union Park Ph 2D

HOA

  • First Service Residential
  • Maintenance Front Yard

Schools

  • District: Denton ISD
  • Elementary: Union Park
  • Middle: Navo
  • High: Ray Braswell

Financial & listing details

Listing

  • Price per sq ft: $189
  • County: Denton
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$4,283/mo

Principal & interest
$3,077/mo
Property taxes
$883/mo
Homeowners insurance (est.)
$198/mo
HOA dues
$125/mo
Loan amount
$382,410
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

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Listing courtesy of Lori Mayo, Lori Mayo Real Estate GroupLLC · MLS #21300299 · 817-798-4600

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. MLS status: Active (available for sale). Information is deemed reliable but not guaranteed and should be independently verified. NTREIS data is for viewing on this site only and may not be reproduced or redistributed. Last updated Oct 9, 2026.

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