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Financing available

$485,000

4101 Blue Spruce Avenue, Little Elm, TX 75068

4
beds
3
baths
2,818
sqft

Est. with seller financing: $3,813/mo

  • Single-family
  • Built in 2026
  • 5,793 sq ft lot
  • $172/sqft
  • $75/mo HOA
  • Denton County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

RISLAND HOMES 4201 floor plan. Discover this beautifully designed 2-story west facing home offering 4 bedrooms, 3 baths, and a thoughtfully designed open layout filled with lots of natural light. The kitchen is the heart of the home, showcasing 42 inch upper cabinets, SS Whirlpool appliances, large kitchen island, quartz countertops, and a picket mosaic backsplash for a sleek, modern finish. The primary suite is designed for comfort, featuring a spacious bedroom and a bright bath with a garden tub, walk-in shower, ample storage, and a large walk-in closet. Upstairs, the game room provides a perfect secondary living space for relaxing or entertaining. Enjoy evenings on the extended patio with a built-in gas line, ideal for grilling and hosting. No rear neighbors immediately behind the home as home backs to a community walking trail providing premium greenbelt with open views. A spacious laundry room adds everyday convenience. Located in the welcoming Spiritas Ranch community with proximity to shopping, dining, and easy walking access to the elementary school and community amenity center. Don’t miss the opportunity to make this beautiful home yours, call the sales manager today to learn more about available incentives and schedule your private tour. MOVE IN READY NOW!

Facts & features

Interior

Features

  • Chandelier
  • Decorative Designer Lighting Fixtures
  • Double Vanity
  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Walk In Closets

Heating & cooling

  • Heating: Central, Natural Gas, Zoned
  • Cooling: Central Air, Ceiling Fans, Electric

Flooring

  • Carpet
  • Ceramic Tile
  • Hardwood

Appliances

  • Convection Oven
  • Dishwasher
  • Electric Oven
  • Gas Cooktop
  • Disposal
  • Microwave
  • Tankless Water Heater
  • Vented Exhaust Fan

Laundry

  • Washer Hookup
  • Electric Dryer Hookup
  • Laundry In Utility Room

Exterior & lot

Features

  • Private Entrance
  • Private Yard
  • Rain Gutters

Construction

  • Style: Traditional, Detached
  • Stories: 2
  • Roof: Composition
  • Foundation: Slab
  • Materials: Brick, Wood Siding

Parking

  • Garage spaces: 3
  • Door Single
  • Driveway
  • Garage Faces Front
  • Garage
  • Garage Door Opener
  • Inside Entrance
  • Kitchen Level
  • Lighted

Pool

  • Community

Lot

  • Back Yard
  • Backs To Greenbelt Park
  • Interior Lot
  • Lawn
  • Landscaped
  • Subdivision
  • Sprinkler System
  • Few Trees

Community

Neighborhood

  • Subdivision: Spiritas Ranch

HOA

  • Essex Association Management

Schools

  • District: Denton ISD
  • Elementary: Fred Hill
  • Middle: Rodriguez
  • High: Ray Braswell

Financial & listing details

Listing

  • Price per sq ft: $172
  • County: Denton
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$3,813/mo

Principal & interest
$3,512/mo
Property taxes
Not available
Homeowners insurance (est.)
$226/mo
HOA dues
$75/mo
Loan amount
$436,500
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data (not available for this home) and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

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Listing courtesy of Carole Campbell, Colleen Frost Real Estate Serv · MLS #21302833 ·

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. Information is deemed reliable but not guaranteed and should be independently verified. Last updated Oct 9, 2026.

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