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Financing available

$365,000

116 Isle Of View Drive, Tool, TX 75143

3
beds
2
baths
1,392
sqft

Est. with seller financing: $3,507/mo

  • Single-family
  • Built in 1972
  • 9,932 sq ft lot
  • $262/sqft
  • $10/mo HOA
  • Henderson County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

You do not have to own the shoreline to wake up to the lake. Set on an elevated lot directly across from Cedar Creek Lake, 116 Isle of View captures panoramic open water views from inside the home and across multiple outdoor living spaces. It is a front row seat to lake life without the waterfront price tag. The upper level serves as the heart of the home with the living area, kitchen, main bedroom and full bath positioned to take advantage of the view. A full length deck stretches across the entire length of the home, creating an unforgettable place for morning coffee as the sun rises over the water. Hardwood floors, granite countertops, a kitchen island and an open layout bring warmth and easy flow to the main living space. Downstairs offers two additional bedrooms, a full bath, second living area, office space, bar and laundry. This flexible arrangement provides room to host weekend guests, work remotely or give everyone a comfortable place to spread out. A covered porch runs the length of the lower level, while the large side deck adds even more space for cookouts, outdoor dining and long evenings with friends. The home is offered furnished, with acceptable offer, making it easier to settle in and start enjoying the lake from day one. A detached two car garage, one car carport, mature trees and additional parking add practical value. When you are ready to get on the water, the private community boat ramp is just steps away for boating, fishing and kayaking. Vacation rentals are allowed, giving the property added flexibility as a full time home, weekend escape or potential investment. With excellent lake views, generous outdoor living and convenient water access this home delivers the Cedar Creek Lake experience in an easy and approachable way.

Listing courtesy of Jamye Montgomery, KW-Cedar Creek Lake Properties · MLS #21410461 · 903-910-3400

Facts & features

Interior

Features

  • Dry Bar
  • Decorative Designer Lighting Fixtures
  • Granite Counters
  • Kitchen Island
  • Open Floorplan
  • Natural Woodwork
  • Wired For Sound

Heating & cooling

  • Heating: Central, Electric
  • Cooling: Central Air, Ceiling Fans, Electric

Flooring

  • Tile
  • Wood

Appliances

  • Dishwasher
  • Electric Range
  • Electric Water Heater

Exterior & lot

Features

  • Balcony
  • Lighting

Construction

  • Style: Detached
  • Stories: 2
  • Roof: Composition
  • Foundation: Slab

Parking

  • Garage spaces: 2
  • Additional Parking
  • Detached Carport
  • Driveway
  • Garage

Lot

  • Landscaped
  • Subdivision
  • View: Water

Community

Neighborhood

  • Subdivision: Isle of Veiw Sec 01

HOA

  • Isle of View POA

Schools

  • District: Malakoff ISD
  • Elementary: Tool
  • Middle: Malakoff
  • High: Malakoff

Financial & listing details

Listing

  • Price per sq ft: $262
  • County: Henderson
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$3,507/mo

Principal & interest
$2,643/mo
Property taxes (est.)
$684/mo
Homeowners insurance (est.)
$170/mo
HOA dues
$10/mo
Loan amount
$328,500
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are estimated at 2.25% of the price because this listing has no full-year tax amount (common for new construction); actual taxes may differ and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

Location

Love this home?Let's find a way to make it yours.

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A traditional mortgage isn't the only way. Self-employed, lower credit, ITIN, or turned down before? You may have another option.

Offered by HFP, powered by Doorly, only on this site, not by the seller or listing agent. Subject to underwriting and approval.

Get Pre-Qualified

How our financing program works

  1. 1

    Get qualified

    Answer a few quick questions and see the down payment you'd need. It takes about a minute and doesn't pull your credit.

  2. 2

    Make it your home

    Once you're approved, our lending partner buys the home from the seller at closing. The seller is paid in full and never carries a loan.

  3. 3

    Own it

    It resells the home to you at the same closing, with financing, so the title is in your name.

This is different from traditional seller financing, where the seller lends you the money. See the full requirements

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