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Financing available

$499,000

12 Park Central Circle, Rockwall, TX 75087

3
beds
2.5
baths
3,088
sqft

Est. with seller financing: $4,274/mo

  • Single-family
  • Built in 1985
  • 43,560 sq ft lot
  • $162/sqft
  • $4/mo HOA
  • Rockwall County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Tucked into a quiet cul-de-sac on a full acre in Park Ridge Estate, this traditional brick home is ready for someone to bring their vision to life. The spacious layout offers room to spread out, with a generous family room anchored by a brick fireplace, a formal living area, and a kitchen with built-in cabinetry and solid surface counters ready for a fresh update. An office, game room, and extra storage room round out the floor plan, giving future owners flexibility to shape the space around how they actually live. Outside, the covered patio and long carport create easy options for gathering and parking, while a separate workshop building adds even more possibility, perfect for a hobbyist. The fenced acre lot offers privacy and space rarely found this close to everything Rockwall has to offer. With good bones, a solid layout, and a setting that's hard to replicate, this is a rare chance to build equity and create a home that's uniquely yours. Bring your contractor and your imagination. This one has real potential for the buyer ready to put in the work.

Facts & features

Interior

Features

  • Chandelier
  • Decorative Designer Lighting Fixtures
  • High Speed Internet
  • Paneling Wainscoting
  • Cable Tv

Heating & cooling

  • Heating: Central
  • Cooling: Central Air, Ceiling Fans

Flooring

  • Carpet
  • Tile

Appliances

  • Built In Gas Range
  • Dishwasher

Fireplace

  • Fireplaces: 1
  • Living Room
  • Masonry

Laundry

  • Laundry In Utility Room

Exterior & lot

Features

  • Awnings

Construction

  • Style: Traditional, Detached
  • Stories: 1
  • Roof: Composition
  • Foundation: Slab
  • Materials: Brick

Parking

  • Driveway

Lot

  • Cul De Sac

Community

Neighborhood

  • Subdivision: Park Ridge Estate

HOA

  • Park Ridge Estates HOA

Schools

  • District: Rockwall ISD
  • Elementary: Celia Hays
  • Middle: JW Williams
  • High: Rockwall

Financial & listing details

Listing

  • Price per sq ft: $162
  • County: Rockwall
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$4,274/mo

Principal & interest
$3,614/mo
Property taxes
$423/mo
Homeowners insurance (est.)
$233/mo
HOA dues
$4/mo
Loan amount
$449,100
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Listing information

Listing courtesy of

Deborah Branch

Ebby Halliday, REALTORS

972-771-8163

MLS #
21374861

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. Information is deemed reliable but not guaranteed and should be independently verified. Last updated Oct 9, 2026.

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We can help.

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

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