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Financing available

$219,000

1226 W Elm Street, Denison, TX 75020

3
beds: 2
baths: 1,445
sqft

Est. with seller financing: $2,157/mo

Single-family
Built in 2019
7,492 sq ft lot
$152/sqft
Grayson County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Location, Affordability, and Move-in Ready! Built in 2019, this beautifully designed 3-bedroom, 2-bath home offers modern finishes and an inviting open-concept layout perfect for everyday living and entertaining. The spacious living area with clerestory windows, dining, and kitchen areas flow seamlessly together, creating a bright and comfortable atmosphere throughout the home. Enjoy relaxing mornings or evenings on the covered side porch, adding extra outdoor living space to enjoy year-round. Conveniently located just minutes from historic downtown Denison, shopping, dining, and entertainment, this property is ideal for a first-time homebuyer, downsizer, or investor looking for a move-in ready opportunity in a growing area.

Facts & features

Interior

Features

Decorative Designer Lighting Fixtures
Eat In Kitchen
High Speed Internet
Kitchen Island
Open Floorplan
Pantry
Cable Tv
Wired For Sound

Heating & cooling

Heating: Central, Electric
Cooling: Central Air, Ceiling Fans, Electric

Flooring

Carpet
Luxury Vinyl Plank

Appliances

Dishwasher
Electric Oven
Electric Water Heater
Disposal
Microwave

Laundry

Washer Hookup
Dryer Hookup
Electric Dryer Hookup
Laundry In Utility Room

Exterior & lot

Features

Rain Gutters

Construction

Style: Traditional, Detached
Stories: 1
Roof: Composition
Foundation: Slab
Materials: Brick

Parking

Alley Access

Lot

Interior Lot

Community

Neighborhood

Subdivision: Millers 2nd Add

Schools

District: Denison ISD
Middle: Henry Scott,Mcdaniel
High: Denison

Financial & listing details

Listing

Price per sq ft: $152
County: Grayson
Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$2,157/mo

Down payment10% ($21,900)10%20%

See If You Qualify

Principal & interest: $1,586/mo
Property taxes: $469/mo
Homeowners insurance (est.): $102/mo

Loan amount: $197,100
Seller financing rate (est.): 9.00%
Term: 30-year fixed

Powered byDoorly

This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

1
Get qualified
We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.
2
Pick this home
Once you're approved, tell us this is the one. We handle the purchase from the seller.
3
Move in
We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Listing information

Listing courtesy of

Bubba Thompson

HBL, Realtors

903-786-6063

MLS #: 21274480

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. Information is deemed reliable but not guaranteed and should be independently verified. Last updated Oct 9, 2026.

Want to buy this home with seller financing?
We can help.

Powered byDoorly

Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

See If You Qualify