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Financing available

$218,000

225 E Washington Street, Denison, TX 75021

3
beds
2
baths
1,138
sqft

Est. with seller financing: $2,095/mo

  • Single-family
  • Built in 2022
  • 7,492 sq ft lot
  • $192/sqft
  • Grayson County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Wake up on Washington! This newer-construction Earnhart Built home offers an inviting blend of privacy, modern finishes and easy living—with a grassy lot next door and friendly horses across the street. Located on a quiet dead-end street, it’s the kind of neighborhood where kids can ride their bikes and neighbors actually know each other. Inside, the bright, open floorplan features 3 bedrooms, 2 bathrooms, split bedrooms and low-maintenance, stained concrete floors. The primary suite enjoys its own private wing, while the white kitchen takes center stage with solid-wood cabinetry, stainless-steel appliances, a brand-new vented microwave and a brushed-gold faucet. Both bathrooms feature granite countertops, contemporary lighting, new mirrors and beautifully tiled shower and tub surrounds. The laundry closet includes a new full-sized LG stainless washer and dryer, both of which convey with the home. Step outside to the oversized, fully fenced backyard—perfect for entertaining, pets, gardening or simply enjoying a little extra space. A newer Tuff Shed, thoughtfully matched to the home, provides additional storage, while the chicken coop is ready if you’re dreaming of fresh eggs in your own backyard. And the location? Hard to beat. You’re just minutes from newly renovated Terrell Elementary and less than a mile from downtown Denison, where locally owned boutiques, delicious eateries, upscale antique shops and more await. Named a Great American Main Street Award Winner in 2025, downtown Denison has the charm and energy that make this area such a fun place to call home.

Facts & features

Interior

Features

  • Decorative Designer Lighting Fixtures
  • Eat In Kitchen
  • Granite Counters
  • Kitchen Island
  • Wired For Sound

Heating & cooling

  • Heating: Central, Electric
  • Cooling: Central Air, Ceiling Fans, Electric

Flooring

  • Concrete

Appliances

  • Dishwasher
  • Electric Range
  • Disposal
  • Microwave

Laundry

  • Washer Hookup
  • Dryer Hookup
  • Stacked

Exterior & lot

Features

  • Lighting
  • Private Yard
  • Storage

Construction

  • Style: Traditional, Detached
  • Stories: 1
  • Roof: Composition
  • Foundation: Slab

Parking

  • Driveway
  • Off Street

Lot

  • Back Yard
  • Lawn
  • Landscaped
  • Level
  • Few Trees

Community

Neighborhood

  • Subdivision: Charlotte

Schools

  • District: Denison ISD
  • Elementary: Terrell
  • Middle: Henry Scott
  • High: Denison

Financial & listing details

Listing

  • Price per sq ft: $192
  • County: Grayson
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$2,095/mo

Principal & interest
$1,579/mo
Property taxes
$414/mo
Homeowners insurance (est.)
$102/mo
Loan amount
$196,200
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Listing information

Listing courtesy of

Megan Christensen

Texas Life Real Estate

903-818-6079

MLS #
21370523

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. Information is deemed reliable but not guaranteed and should be independently verified. Last updated Oct 9, 2026.

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

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