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Financing available

$589,000

1432 Potenza Road, Fate, TX 75087

4
beds
3.5
baths
2,795
sqft

Est. with seller financing: $4,740/mo

  • Single-family
  • Built in 2026
  • 8,712 sq ft lot
  • $211/sqft
  • $200/mo HOA
  • Rockwall County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Welcome to Monterra, Fate, Texas, where thoughtful design and exceptional value come together in this brand-new Highland Homes Canterbury plan. Open, light-filled, and highly functional, this home is designed for comfortable everyday living and effortless entertaining. Abundant windows bring in natural light, while high ceilings enhance the sense of space. Enjoy a fireplace, dedicated study, powder bath, entertainment room, and inviting outdoor living space. The kitchen features a paneled island, quartz countertops, and 36” gas cooktop, creating a stylish setting made for entertaining. The primary suite offers a bay window and a spa-inspired bath with a free-standing tub and glass shower. Monterra is a vibrant master-planned community featuring a resort-style pool, pickleball court, walking trails, playground, and amenity center, creating a strong sense of neighborhood identity and belonging. Convenient access to grocery stores, shopping, and major employment centers adds everyday ease. This Ready-Now home offers exceptional value at this price point. Highland Homes is an award-winning builder recognized for quality and craftsmanship, backed by the Highland Homes builder warranty. .

Facts & features

Interior

Features

  • Kitchen Island
  • Open Floorplan
  • Walk In Closets

Heating & cooling

  • Heating: Central, Energy Star Qualified Equipment, Natural Gas
  • Cooling: Ceiling Fans, Energy Star Qualified Equipment

Flooring

  • Carpet
  • Ceramic Tile
  • Luxury Vinyl Plank

Appliances

  • Dishwasher
  • Electric Oven
  • Gas Cooktop
  • Disposal
  • Microwave
  • Tankless Water Heater

Fireplace

  • Fireplaces: 1
  • Family Room
  • Gas Log

Laundry

  • Washer Hookup
  • Electric Dryer Hookup
  • Laundry In Utility Room

Exterior & lot

Features

  • Rain Gutters

Construction

  • Style: Traditional, Detached
  • Stories: 1
  • Roof: Composition
  • Foundation: Slab
  • Materials: Brick

Parking

  • Garage spaces: 3
  • Garage Faces Front
  • Garage
  • Garage Door Opener
  • Tandem

Lot

  • Interior Lot
  • Sprinkler System

Community

Neighborhood

  • Subdivision: Monterra

HOA

  • Legacy Southwest

Schools

  • District: Rockwall ISD
  • Elementary: Celia Hays
  • Middle: JW Williams
  • High: Rockwall

Financial & listing details

Listing

  • Price per sq ft: $211
  • County: Rockwall
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$4,740/mo

Principal & interest
$4,265/mo
Property taxes
Not available
Homeowners insurance (est.)
$275/mo
HOA dues
$200/mo
Loan amount
$530,100
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data (not available for this home) and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

See If You Qualify

Listing courtesy of Dina Verteramo, Highland Homes Realty · MLS #21370267 · 888-524-3182

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. MLS status: Active (available for sale). Information is deemed reliable but not guaranteed and should be independently verified. NTREIS data is for viewing on this site only and may not be reproduced or redistributed. Last updated Oct 9, 2026.

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