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Financing available

$598,250

1411 Potenza Road, Fate, TX 75087

4
beds
3.5
baths
3,646
sqft

Est. with seller financing: $5,505/mo

  • Single-family
  • Built in 2024
  • 7,710 sq ft lot
  • $164/sqft
  • $100/mo HOA
  • Rockwall County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

****ASSUMABLE VA LOAN AT 3.5% INTEREST — NO VETERAN STATUS REQUIRED FOR QUALIFYING BUYERS!**** Located in the highly desirable community of Monterra and served by top-rated Rockwall ISD, this stunning two-story home offers premium upgrades and an exceptional floor plan designed for effortless living and entertaining. Open-Concept Heart of the Home: The gourmet kitchen boasts a spacious center island and flows seamlessly into a sunlit great room and cozy casual dining space with direct access to the covered patio for outdoor living. The formal dining room is the perfect place for hosting intimate dinner parties. The Primary Suite provides a tranquil sanctuary showcasing a private bath and a generous walk-in closet. Downstairs Extra Suite features a private second bedroom on the main floor complete with its own ensuite bathroom—perfect for multigenerational living, long-term guests, or an in-law retreat. Dedicated Office provides for working comfortably from home in the private study. Organized Drop Zone: A functional HovHall and dedicated laundry room off the garage entry keep everyday mess out of sight. Upstairs features a multi-purpose loft along with two additional bedrooms sharing a full hall bath, offering privacy and space for everyone. Monterra Community Amenities:Enjoy resort-style neighborhood amenities, including a swimming pool, pickleball courts, playground, and scenic walking trails. With its flexible floor plan, desirable community amenities, EV charging, and an attractive assumable VA loan opportunity, this home offers an exceptional combination of comfort, convenience, and value!

Listing courtesy of Cindy Bryant, Coldwell Banker Apex, REALTORS · MLS #21387156 · 972-783-1919

Facts & features

Interior

Features

  • Decorative Designer Lighting Fixtures
  • High Speed Internet
  • Smart Home
  • Cable Tv

Heating & cooling

  • Heating: Central, Natural Gas
  • Cooling: Central Air

Flooring

  • Carpet
  • Ceramic Tile
  • Laminate

Appliances

  • Dishwasher
  • Electric Oven
  • Disposal
  • Microwave

Laundry

  • Washer Hookup
  • Dryer Hookup
  • Laundry In Utility Room

Exterior & lot

Construction

  • Style: Traditional, Detached
  • Stories: 2
  • Roof: Composition
  • Foundation: Slab
  • Materials: Brick

Parking

  • Garage spaces: 3
  • Electric Vehicle Charging Stations
  • Garage Faces Front
  • Garage
  • Garage Door Opener

Pool

  • Community

Lot

  • Back Yard
  • Interior Lot
  • Lawn
  • Landscaped
  • Subdivision
  • Sprinkler System
  • Few Trees

Community

Neighborhood

  • Subdivision: Monterra Ph 1a

HOA

  • Legacy Southwest Property Management

Schools

  • District: Rockwall ISD
  • Elementary: Celia Hays
  • Middle: JW Williams
  • High: Rockwall

Financial & listing details

Listing

  • Price per sq ft: $164
  • County: Rockwall
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$5,505/mo

Principal & interest
$4,332/mo
Property taxes
$794/mo
Homeowners insurance (est.)
$279/mo
HOA dues
$100/mo
Loan amount
$538,425
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

Location

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A traditional mortgage isn't the only way. Self-employed, lower credit, ITIN, or turned down before? You may have another option.

Offered by HFP, powered by Doorly, only on this site, not by the seller or listing agent. Subject to underwriting and approval.

Get Pre-Qualified

How our financing program works

  1. 1

    Get qualified

    Answer a few quick questions and see the down payment you'd need. It takes about a minute and doesn't pull your credit.

  2. 2

    Make it your home

    Once you're approved, our lending partner buys the home from the seller at closing. The seller is paid in full and never carries a loan.

  3. 3

    Own it

    It resells the home to you at the same closing, with financing, so the title is in your name.

This is different from traditional seller financing, where the seller lends you the money. See the full requirements

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