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Financing available

$600,000

1223 Barbazzano Drive, Fate, TX 75087

4
beds: 3.5
baths: 3,649
sqft

Est. with seller financing: $4,825/mo

Single-family
Built in 2026
8,756 sq ft lot
$164/sqft
$200/mo HOA
Rockwall County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Discover the appeal of a brand-new Highland Homes Sheffield plan in Monterra, where thoughtful design, versatile spaces, and exceptional value come together. This ready-now home is an exciting opportunity for buyers seeking a new construction home with style and functionality. Open and light-filled, it features abundant windows, high ceilings, a fireplace, study, powder bath, game room, and inviting outdoor living space. The primary suite offers a bay window and free-standing tub and glass shower. An elegant iron stair railing complements the interior. The kitchen is designed for entertaining with a paneled island, quartz countertops, and 36” gas cooktop. Monterra offers a vibrant planned-community atmosphere with a resort-style pool, pickleball court, walking trails, playground, and amenity center. Thoughtfully designed amenities contribute to a strong sense of neighborhood identity and belonging.

Facts & features

Interior

Features

Kitchen Island
Open Floorplan
Walk In Closets

Heating & cooling

Heating: Central, Energy Star Qualified Equipment, Natural Gas
Cooling: Central Air, Ceiling Fans, Energy Star Qualified Equipment

Flooring

Carpet
Ceramic Tile
Luxury Vinyl Plank

Appliances

Dishwasher
Electric Oven
Gas Cooktop
Disposal
Microwave
Tankless Water Heater

Fireplace

Fireplaces: 1
Family Room
Gas Log

Laundry

Washer Hookup
Electric Dryer Hookup
Laundry In Utility Room

Exterior & lot

Features

Rain Gutters

Construction

Style: Traditional, Detached
Stories: 2
Roof: Composition
Foundation: Slab
Materials: Brick

Parking

Garage spaces: 3
Garage Faces Front
Garage
Tandem

Pool

Community

Lot

Interior Lot
Sprinkler System

Community

Neighborhood

Subdivision: Monterra

HOA

Legacy Southwest

Schools

District: Rockwall ISD
Elementary: Celia Hays
Middle: JW Williams
High: Rockwall

Financial & listing details

Listing

Price per sq ft: $164
County: Rockwall
Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$4,825/mo

Down payment10% ($60,000)10%20%

See If You Qualify

Principal & interest: $4,345/mo
Property taxes: Not available
Homeowners insurance (est.): $280/mo
HOA dues: $200/mo

Loan amount: $540,000
Seller financing rate (est.): 9.00%
Term: 30-year fixed

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This estimate uses our seller financing program's rate. Taxes are from listing data (not available for this home) and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

1
Get qualified
We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.
2
Pick this home
Once you're approved, tell us this is the one. We handle the purchase from the seller.
3
Move in
We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Your next home may have more than one path to ownership.

Powered byDoorly

Finding the right home is half the equation. Financing that works for your situation is the other half. This home may be eligible for our seller financing, also called owner financing, an option for buyers a traditional mortgage hasn't worked for.

It may be worth a look if you:

Available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly. All financing is subject to underwriting, eligibility, program guidelines, and approval.

Check Your Financing Options

How our financing program works

1
Get qualified
Answer a few quick questions and see the down payment you'd need. It takes about a minute and doesn't pull your credit.
2
Make it your home
Once you're approved, our lending partner buys the home from the seller at closing. The seller is paid in full and never carries a loan.
3
Own it
It resells the home to you at the same closing, with financing, so the title is in your name.

This is different from traditional seller financing, where the seller lends you the money. See the full requirements

Listing courtesy of Dina Verteramo, Highland Homes Realty · MLS #21370336 · 888-524-3182

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. MLS status: Active (available for sale). Information is deemed reliable but not guaranteed and should be independently verified. NTREIS data is for viewing on this site only and may not be reproduced or redistributed. Last updated Oct 9, 2026.