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Financing available

$450,000

15410 E State Highway 31, Kerens, TX 75144

4
beds
2
baths
2,100
sqft

Est. with seller financing: $3,631/mo

  • Single-family
  • Built in 1980
  • 768,398 sq ft lot
  • $214/sqft
  • Navarro County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Discover the possibilities with this 4-bedroom, 2-bath home situated on 17.64 acres perfect for privacy, recreation, or agricultural. Located right outside peaceful Kerens, Texas, this property offers room to spread out and make it your own. Inside, you’ll find a spacious layout featuring a large living room with a wood-burning fireplace, a formal dining room with its own wood-burning stove, and a generously sized laundry room equipped with abundant shelving for storage. The bedroom off the front entrance is ideal for a home office, study, or guest room. All bedrooms include walk-in closets, and the main bathroom is equipped with a handicap-accessible tub. Step outside to enjoy the covered back patio, perfect for outdoor relaxation or shaded parking. The backyard includes an old pool house offering even more space for tools, equipment, or hobbies. This property is a true fixer-upper, ready for someone with vision to bring new life to its great bones and impressive acreage. With its combination of space, character, and potential, this Kerens gem is a rare opportunity you won’t want to miss!

Facts & features

Interior

Features

  • Paneling Wainscoting
  • Walk In Closets

Heating & cooling

  • Heating: Central, Fireplaces, Wood Stove
  • Cooling: Central Air, Ceiling Fans, Electric

Flooring

  • Brick
  • Carpet

Appliances

  • Dishwasher
  • Electric Cooktop
  • Electric Oven
  • Trash Compactor
  • Vented Exhaust Fan

Fireplace

  • Fireplaces: 1
  • Living Room
  • Masonry
  • Wood Burning

Laundry

  • Washer Hookup
  • Dryer Hookup
  • Laundry In Utility Room

Exterior & lot

Features

  • Storage

Construction

  • Style: Traditional, Detached, Farmhouse
  • Stories: 1
  • Roof: Asphalt, Shingle
  • Foundation: Slab
  • Materials: Brick

Parking

  • Attached Carport
  • Circular Driveway
  • Covered
  • Driveway
  • No Garage

Lot

  • Acreage
  • Agricultural

Community

Neighborhood

  • Subdivision: Kerens

Schools

  • District: Kerens ISD
  • Elementary: Kerens
  • Middle: Kerens
  • High: Kerens

Financial & listing details

Listing

  • Price per sq ft: $214
  • County: Navarro
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$3,631/mo

Principal & interest
$3,259/mo
Property taxes
$162/mo
Homeowners insurance (est.)
$210/mo
Loan amount
$405,000
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Want to buy this home with seller financing?
We can help.

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

See If You Qualify

Listing courtesy of Tammy Carter, Ebby Halliday Realtors · MLS #21125140 ·

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. Information is deemed reliable but not guaranteed and should be independently verified. Last updated Oct 9, 2026.

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