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Financing available

$186,000

18459 Fm 16 E, Winona, TX 75792

2
beds: 2
baths: 1,666
sqft

Est. with seller financing: $1,685/mo

Single-family
Built in 1990
80,891 sq ft lot
$112/sqft
Smith County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Nestled between SH 155 and US 271 is a wonderful little spot to make your own, with some additional features that make it more than just a home. The property has the one house featured, but there is also a concrete slab that could serve as the base for the addition to the property you need to make it your own. With a second driveway access the options are limitless. The Barn space has stalls and is a perfect place to house animals or even use as a garage or storage.

Facts & features

Interior

Features

High Speed Internet

Heating & cooling

Heating: Electric, Wood Stove
Cooling: Ceiling Fans, Window Units

Flooring

Carpet
Laminate

Appliances

Electric Range
Electric Water Heater

Fireplace

Fireplaces: 1
Blower Fan
Wood Burning Stove

Laundry

Laundry In Utility Room

Exterior & lot

Features

Garden
Rain Gutters

Construction

Style: Traditional, Detached
Stories: 1
Roof: Metal
Foundation: Pillar Post Pier
Materials: Brick

Parking

Additional Parking
Asphalt

Lot

Acreage
Irregular Lot
Level
Many Trees

Community

Neighborhood

Subdivision: none

Schools

District: Gladewater ISD
Elementary: Broadway
Middle: Gladewater
High: Gladewater

Financial & listing details

Listing

Price per sq ft: $112
County: Smith
Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$1,685/mo

Down payment10% ($18,600)10%20%

Check Your Financing Options

Principal & interest: $1,347/mo
Property taxes: $251/mo
Homeowners insurance (est.): $87/mo

Loan amount: $167,400
Seller financing rate (est.): 9.00%
Term: 30-year fixed

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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

Location

Your next home may have more than one path to ownership.

Powered byDoorly

Finding the right home is half the equation. Financing that works for your situation is the other half. This home may be eligible for our seller financing, also called owner financing, an option for buyers a traditional mortgage hasn't worked for.

It may be worth a look if you:

Available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly. All financing is subject to underwriting, eligibility, program guidelines, and approval.

Check Your Financing Options

How our financing program works

1
Get qualified
Answer a few quick questions and see the down payment you'd need. It takes about a minute and doesn't pull your credit.
2
Make it your home
Once you're approved, our lending partner buys the home from the seller at closing. The seller is paid in full and never carries a loan.
3
Own it
It resells the home to you at the same closing, with financing, so the title is in your name.

This is different from traditional seller financing, where the seller lends you the money. See the full requirements

Listing courtesy of Dawn McNary, Ebby Halliday Realtors · MLS #21287836 · 903-340-8590

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. MLS status: Active (available for sale). Information is deemed reliable but not guaranteed and should be independently verified. NTREIS data is for viewing on this site only and may not be reproduced or redistributed. Last updated Oct 9, 2026.