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Financing available

$295,000

20326 US HWY 271, Winona, TX 75792

3
beds
2.5
baths
2,642
sqft

Est. with seller financing: $2,688/mo

  • Single-family
  • Built in 1986
  • 74,488 sq ft lot
  • $112/sqft
  • Smith County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Trying to get away from your neighbors? Your private retreat awaits on 1.7 tree partially wooded acres, within 20 miles of Tyler, Lindale or Longview for easy work commutes. Priced to sell quickly with $10,000 offered by the sellers, this move in ready home pairs generous space with an inviting setting. The home is sitting far back from the road, and the additional land can accommodate building a shop, RV storage or both! Offering 2,642 square feet, three bedrooms, an office, two full bathrooms, and a half bath, the thoughtfully arranged layout provides room for everyday comfort and entertaining. The inviting living room showcases rich wood paneled walls and a striking vaulted wood ceiling, complemented by built in shelving and a brick wood burning fireplace with decorative herringbone detailing, creating a warm focal point. A spacious kitchen with a breakfast bar and generous dining area make gathering easy, while an additional living space offers flexibility for formal dining or a second sitting room. A mudroom with a half bath and oversized two car garage add everyday convenience. Retreat to the spacious primary suite featuring a tray ceiling, with 2 large walk in closets, a large vanity and a private full bathroom, plus adjoining office with exterior access to the covered back patio and fenced in back yard for the pets or kiddos. New HVAC unit outside and new motor in the inside unit provide peace of mind. The sellers are offering $10,000 toward eligible closing costs or an interest rate buy-down, or a price reduction also negotiable. Located in a USDA eligible area, and FHA, VA and Conventional offers are welcome, subject to lender approval and property requirements. Space, privacy, and comfort come together in a home ready to welcome you!

Listing courtesy of Jenny Lynn Mccorkle, Texas Premier Realty · MLS #21421205 · 210-844-8683

Facts & features

Interior

Features

  • Wet Bar
  • Built In Features
  • Eat In Kitchen
  • Pantry
  • Cable Tv

Heating & cooling

  • Heating: Central, Electric, Fireplaces
  • Cooling: Central Air, Ceiling Fans, Electric

Flooring

  • Carpet
  • Tile

Appliances

  • Dishwasher
  • Electric Cooktop
  • Electric Oven

Fireplace

  • Fireplaces: 1
  • Masonry
  • Wood Burning

Laundry

  • Washer Hookup
  • Electric Dryer Hookup
  • Laundry In Utility Room

Exterior & lot

Construction

  • Style: Ranch, Detached
  • Stories: 1
  • Roof: Shingle
  • Foundation: Slab
  • Materials: Brick

Parking

  • Garage spaces: 2
  • Additional Parking
  • Concrete
  • Garage Faces Rear

Lot

  • Level
  • Few Trees

Community

Neighborhood

  • Subdivision: Goolsbee

Schools

  • District: Gladewater ISD
  • Elementary: Broadway,Gayavenue
  • Middle: Gladewater
  • High: Gladewater

Financial & listing details

Listing

  • Price per sq ft: $112
  • County: Smith
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$2,688/mo

Principal & interest
$2,136/mo
Property taxes
$414/mo
Homeowners insurance (est.)
$138/mo
Loan amount
$265,500
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

Location

Love this home?Let's find a way to make it yours.

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A traditional mortgage isn't the only way. Self-employed, lower credit, ITIN, or turned down before? You may have another option.

Offered by HFP, powered by Doorly, only on this site, not by the seller or listing agent. Subject to underwriting and approval.

Get Pre-Qualified

How our financing program works

  1. 1

    Get qualified

    Answer a few quick questions and see the down payment you'd need. It takes about a minute and doesn't pull your credit.

  2. 2

    Make it your home

    Once you're approved, our lending partner buys the home from the seller at closing. The seller is paid in full and never carries a loan.

  3. 3

    Own it

    It resells the home to you at the same closing, with financing, so the title is in your name.

This is different from traditional seller financing, where the seller lends you the money. See the full requirements

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