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Financing available

$428,000

185 Silver Lakes Drive, Sunset, TX 76270

2
beds
1.5
baths
1,808
sqft

Est. with seller financing: $3,666/mo

  • Single-family
  • Built in 2005
  • 174,676 sq ft lot
  • $237/sqft
  • $29/mo HOA
  • Wise County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

This gorgeous 4-acre property is filled with large boulders, meadows, groves of trees, and a variety of native foliage.   The metal-roofed home boasts a massive open kitchen with abundant counter space and cabinets with a comfortable dining area and a great room with an office or crafting nook. You can enjoy wildlife from the great room and primary bedroom through floor-to-ceiling windows that are shaded by a dense post oak back yard, or the 130 sq ft screened-in front porch.   The king-sized primary bedroom has a hidden space for exercise equipment, home office, or a reading area. The primary walk-in closet includes massive hanging space, shelving, and drawers for clothing, shoes, supplies, and tons of extra storage. The large bathroom, which has doors to the primary bedroom and the small hallway, has a walk-in shower, a full garden tub, two separate vanities, and a large built-in for linens, towels, and toiletries storage.   Off the kitchen is a full-size laundry room, pantry, and a ½ bath with a useful utility sink. The three-car garage is deep enough for pick-ups, for unloading groceries with the garage doors shut, and wide enough to open doors without dings. The third garage can also function as a shop, craft room, or provide even more storage.    This 2-bedroom, 1808 sq ft home is easy to clean and maintain and would be great for a retired couple, young professional couple, single adult, or as a second home.   The Silver Lakes development offers spectacular views, lakes, community swimming pool with a boat ramp to Amon G. Carter lake. This property checks all the boxes. Don’t wait, come explore the possibilities and make this incredible home yours today. *Just about everything in the home is negotiable*

Facts & features

Interior

Features

  • Built In Features

Heating & cooling

  • Heating: Central, Electric, Propane
  • Cooling: Central Air, Ceiling Fans, Electric

Flooring

  • Wood

Appliances

  • Dishwasher

Fireplace

  • Fireplaces: 1
  • Electric

Laundry

  • Electric Dryer Hookup

Exterior & lot

Construction

  • Style: Ranch, Farmhouse
  • Stories: 1
  • Roof: Metal
  • Foundation: Slab
  • Materials: Brick

Parking

  • Garage spaces: 3
  • Circular Driveway
  • Garage
  • Garage Door Opener
  • Rv Access Parking

Pool

  • Community

Lot

  • Acreage
  • Many Trees
  • Subdivision

Community

Neighborhood

  • Subdivision: Silver Lakes Ranch

HOA

  • Silver Lake Ranch

Schools

  • District: Chico ISD
  • Elementary: Chico
  • Middle: Chico
  • High: Chico

Financial & listing details

Listing

  • Price per sq ft: $237
  • County: Wise
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$3,666/mo

Principal & interest
$3,099/mo
Property taxes
$338/mo
Homeowners insurance (est.)
$200/mo
HOA dues
$29/mo
Loan amount
$385,200
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

Location

Love this home?Let's find a way to make it yours.

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A traditional mortgage isn't the only way to buy a home.

If you're self-employed, have a lower credit score, use an ITIN, or have been turned down for a mortgage, you may have another option.

Our financing program has different qualification guidelines for eligible buyers. Check your options before you rule out this home.

Available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly. All financing is subject to underwriting, eligibility, program guidelines, and approval.

Check Your Financing Options

How our financing program works

  1. 1

    Get qualified

    Answer a few quick questions and see the down payment you'd need. It takes about a minute and doesn't pull your credit.

  2. 2

    Make it your home

    Once you're approved, our lending partner buys the home from the seller at closing. The seller is paid in full and never carries a loan.

  3. 3

    Own it

    It resells the home to you at the same closing, with financing, so the title is in your name.

This is different from traditional seller financing, where the seller lends you the money. See the full requirements

Listing courtesy of Albert Hooper, EXIT Realty Elite · MLS #21210305 · 817-925-5503

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. MLS status: Active (available for sale). Information is deemed reliable but not guaranteed and should be independently verified. NTREIS data is for viewing on this site only and may not be reproduced or redistributed. Last updated Oct 9, 2026.

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