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Financing available

$499,000

476 Silver Leaf Drive, Sunset, TX 76270

3
beds
3.5
baths
2,268
sqft

Est. with seller financing: $4,812/mo

  • Single-family
  • Built in 2022
  • 87,556 sq ft lot
  • $220/sqft
  • $29/mo HOA
  • Montague County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

This builder-crafted home, completed in 2023, located on 2.01 acres in the Silver Lakes Ranch community, offers a modern ranch design with sophisticated elegance. Board-and-batten siding rests on a stone-accented base, with warm cedar beams framing the front porch. As you step inside, your eye is naturally drawn to the living room, the true focal point of the home. Anchored by a wood-burning fireplace and filled with natural light from two sets of white French doors, the space feels open yet intimate. The doors frame the backyard like living artwork, softly blurring the line between indoors and out. Morning light moves gently across the floors, while evenings settle comfortably around the fire. The kitchen is striking and functional, dressed in rich black granite that carries across the countertops and oversized island. A deep sink, stainless microwave, dishwasher, and electric oven pair with a thoughtful layout designed for everyday ease and effortless gathering. Black granite continues into the bathrooms for a cohesive finish. Straight from the garage, a mudroom connects to a half bath, storage closets, and laundry—keeping daily routines organized without disrupting the home’s flow. Three bedrooms are positioned on the main level for comfort and convenience. Upstairs, a private flex room with full bath and storage closet works beautifully as a fourth bedroom, office, or gym. The primary suite offers dual vanities · a glass-enclosed shower · a white freestanding tub ·and a spacious 12x7 walk-in closet. The covered 17x13 patio overlooks the full 2.01 acres and a tranquil pond in the distance. Residents of Silver Lakes enjoy private security · an on-site fire station · clubhouse · pool · and fitness center. Since construction was completed, the sellers have added an asphalt driveway · gutters · and established Bermuda grass, continuing the care invested from the start. This is more than a new home. It’s space to breathe, gather, and settle into something lasting.

Facts & features

Interior

Features

  • Built In Features
  • Decorative Designer Lighting Fixtures
  • Granite Counters
  • Walk In Closets

Heating & cooling

  • Heating: Central, Fireplaces
  • Cooling: Central Air, Ceiling Fans

Flooring

  • Carpet
  • Combination
  • Luxury Vinyl Plank

Appliances

  • Dishwasher
  • Electric Oven
  • Microwave

Fireplace

  • Fireplaces: 1
  • Living Room
  • Wood Burning

Laundry

  • Laundry In Utility Room

Exterior & lot

Features

  • Rain Gutters

Construction

  • Style: Detached
  • Stories: 2
  • Roof: Asphalt, Shingle
  • Materials: Board And Batten Siding, Rock, Stone

Parking

  • Garage spaces: 2
  • Driveway
  • Garage
  • Garage Faces Side
  • Rv Access Parking

Pool

  • Community

Community

Neighborhood

  • Subdivision: Silver Lakes Ranch

HOA

  • Silver Lakes POA

Schools

  • District: Alvord ISD
  • Elementary: Alvord
  • Middle: Alvord
  • High: Alvord

Financial & listing details

Listing

  • Price per sq ft: $220
  • County: Montague
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$4,812/mo

Principal & interest
$3,614/mo
Property taxes (est.)
$936/mo
Homeowners insurance (est.)
$233/mo
HOA dues
$29/mo
Loan amount
$449,100
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are estimated at 2.25% of the price because this listing has no full-year tax amount (common for new construction); actual taxes may differ and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

Location

Love this home?Let's find a way to make it yours.

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A traditional mortgage isn't the only way to buy a home.

If you're self-employed, have a lower credit score, use an ITIN, or have been turned down for a mortgage, you may have another option.

Our financing program has different qualification guidelines for eligible buyers. Check your options before you rule out this home.

Available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly. All financing is subject to underwriting, eligibility, program guidelines, and approval.

Check Your Financing Options

How our financing program works

  1. 1

    Get qualified

    Answer a few quick questions and see the down payment you'd need. It takes about a minute and doesn't pull your credit.

  2. 2

    Make it your home

    Once you're approved, our lending partner buys the home from the seller at closing. The seller is paid in full and never carries a loan.

  3. 3

    Own it

    It resells the home to you at the same closing, with financing, so the title is in your name.

This is different from traditional seller financing, where the seller lends you the money. See the full requirements

Listing courtesy of Courtney Rhyne, Parker Properties Real Estate · MLS #21177518 · (940) 627-9040

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. MLS status: Active (available for sale). Information is deemed reliable but not guaranteed and should be independently verified. NTREIS data is for viewing on this site only and may not be reproduced or redistributed. Last updated Oct 9, 2026.

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