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Financing available

$650,000

191 county road 123, Gainesville, TX 76240

4
beds
4.5
baths
2,510
sqft

Est. with seller financing: $5,010/mo

  • Single-family
  • Built in 2026
  • 56,628 sq ft lot
  • $259/sqft
  • Cooke County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Experience the perfect blend of luxury, craftsmanship, and peaceful country living in this stunning new custom-built home, beautifully situated on 1.3 treed acres on the edge of town. Enjoy the space and tranquility of the country while remaining convenient to town, all without the burden of high city taxes and hoa fees. Offering approximately 2,510 square feet, this thoughtfully designed home features 4 bedrooms and 4.5 bathrooms, with an ideal floor plan for both everyday living and entertaining. Step inside to the impressive great room is the centerpiece of the home, featuring a dramatic 23 foot cathedral ceiling and a beautiful rock fireplace that creates a warm and inviting focal point and gorgeous real wood flooring. The gourmet kitchen is equally impressive with quartz countertops, custom designer wood cabinetry, upgraded appliances, and beautiful fixtures, all selected to complement the home’s upscale design. The spacious primary suite is conveniently located downstairs and features a private en suite bath. with a huge tile shower and walk in closet. A second bedroom with its own bath is also located on the main level that could provide an excellent option for guests, family, or a home office. Upstairs you’ll find two additional bedrooms, two bathrooms, and a versatile loft-game room, giving everyone plenty of room to spread out. Additional features include spray foam insulation for enhanced energy efficiency, 10 foot ceilings. plush carpet in the bedrooms, an oversized two-car garage, and quality custom details throughout. Outside, the 1.3 acre treed setting provides privacy, shade, and room to enjoy the outdoors while still being just minutes from town. Brand-new construction, custom finishes, acreage, lower taxes, and an exceptional location, this is country living without sacrificing convenience or luxury.

Facts & features

Interior

Features

  • Cathedral Ceilings
  • Decorative Designer Lighting Fixtures
  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Vaulted Ceilings
  • Walk In Closets

Heating & cooling

  • Heating: Central, Electric
  • Cooling: Central Air, Ceiling Fans, Electric

Flooring

  • Carpet
  • Wood

Appliances

  • Dishwasher
  • Electric Cooktop
  • Electric Oven
  • Electric Water Heater
  • Disposal

Laundry

  • Washer Hookup
  • Electric Dryer Hookup
  • Laundry In Utility Room

Exterior & lot

Features

  • Lighting

Construction

  • Style: Traditional, Detached
  • Stories: 2
  • Roof: Composition
  • Foundation: Slab
  • Materials: Brick

Parking

  • Garage spaces: 2
  • Concrete
  • Driveway
  • Garage
  • Garage Door Opener

Lot

  • Acreage

Community

Neighborhood

  • Subdivision: Bailey ACC

Schools

  • District: Gainesville ISD
  • Elementary: Chalmers
  • Middle: Lee,Gainesvill
  • High: Gainesvill

Financial & listing details

Listing

  • Price per sq ft: $259
  • County: Cooke
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$5,010/mo

Principal & interest
$4,707/mo
Property taxes
Not available
Homeowners insurance (est.)
$303/mo
Loan amount
$585,000
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data (not available for this home) and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Listing information

Listing courtesy of

Christy Johnson

Tierra Real Estate

940-665-6730

MLS #
21365348

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. Information is deemed reliable but not guaranteed and should be independently verified. Last updated Oct 9, 2026.

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

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