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Financing available

$650,000

78 Park Lane, Gainesville, TX 76240

2
beds
2
baths
1,300
sqft

Est. with seller financing: $5,446/mo

  • Single-family
  • Built in 2019
  • 15,725 sq ft lot
  • $500/sqft
  • $25/mo HOA
  • Cooke County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

UNIQUE, one of a kind, fully furnished, MOSS LAKE property, a BONUS 1400 sqft boat dock with electric lift, 2nd level sun deck with a swimming area, plus .36 of an acre of land that the home sits on that is adjacent to the Moss Lake Estates Park, GORGEOUS views, amazing home... 3 level home, with lake views from every room. Built in 2019, with lake living in mind. Glass garage door that opens to the lake, with full bathroom, laundry room, parking or party area on base floor, 2nd floor is kitchen, main bedroom, full bath, living area, wood burning stove and a deck to die for. Third level is another bedroom, with loft area to accommodate more sleeping areas if needed. This very unique home and setting is worth the look, BOAT DOCK AND HOME included in listing, a very unique situation of having waterfront WITHOUT waterfront property taxes.The Park is adjacent to this property also giving you even more grass under your feet !!! An additional- 2 BEDROOM ADDITION can be finished out with lake views through 5 ft picture window, perfect for a lakeside retreat or guest quarters adding 320 sq ft to the home.

Facts & features

Interior

Features

  • Built In Features
  • Cathedral Ceilings
  • Decorative Designer Lighting Fixtures
  • Eat In Kitchen
  • Granite Counters
  • High Speed Internet
  • Kitchen Island
  • Loft
  • Open Floorplan
  • Pantry
  • Vaulted Ceilings
  • Natural Woodwork
  • Wired For Sound

Heating & cooling

  • Heating: Central, Electric, Fireplaces, Wood Stove
  • Cooling: Central Air, Ceiling Fans, Electric

Flooring

  • Carpet
  • Ceramic Tile
  • Luxury Vinyl Plank

Appliances

  • Dryer
  • Dishwasher
  • Electric Oven
  • Electric Water Heater
  • Microwave
  • Refrigerator
  • Washer

Fireplace

  • Fireplaces: 1
  • Free Standing
  • Great Room
  • Wood Burning Stove

Exterior & lot

Features

  • Balcony
  • Deck
  • Dock
  • Lighting
  • Private Yard

Construction

  • Style: Contemporary Modern
  • Stories: 2
  • Roof: Metal
  • Foundation: Slab
  • Materials: Board And Batten Siding, Fiber Cement

Parking

  • Garage spaces: 1
  • Additional Parking
  • Drive Through
  • Door Single
  • Driveway
  • Epoxy Flooring
  • Garage Faces Front
  • Garage
  • Garage Door Opener
  • Heated Garage
  • Inside Entrance
  • Garage Faces Rear
  • Secured
  • Workshop In Garage
  • Boat
  • Rv Access Parking

Lot

  • Acreage
  • Back Yard
  • Cleared
  • Irregular Lot
  • Lawn
  • Rolling Slope
  • Few Trees
  • Waterfront
  • View: Park Greenbelt, Water

Community

Neighborhood

  • Subdivision: Moss Lake Estate

HOA

  • Moss Lake Estates Prop. Assoc.

Schools

  • District: Sivells Bend ISD
  • Elementary: Sivells Bend
  • Middle: Sivells Bend
  • High: Muenster

Financial & listing details

Listing

  • Price per sq ft: $500
  • County: Cooke
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$5,446/mo

Principal & interest
$4,707/mo
Property taxes
$411/mo
Homeowners insurance (est.)
$303/mo
HOA dues
$25/mo
Loan amount
$585,000
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

Location

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A traditional mortgage isn't the only way to buy a home.

If you're self-employed, have a lower credit score, use an ITIN, or have been turned down for a mortgage, you may have another option.

Our financing program has different qualification guidelines for eligible buyers. Check your options before you rule out this home.

Available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly. All financing is subject to underwriting, eligibility, program guidelines, and approval.

Check Your Financing Options

How our financing program works

  1. 1

    Get qualified

    Answer a few quick questions and see the down payment you'd need. It takes about a minute and doesn't pull your credit.

  2. 2

    Make it your home

    Once you're approved, our lending partner buys the home from the seller at closing. The seller is paid in full and never carries a loan.

  3. 3

    Own it

    It resells the home to you at the same closing, with financing, so the title is in your name.

This is different from traditional seller financing, where the seller lends you the money. See the full requirements

Listing courtesy of Kim McConnell, The Real Estate Station- Saint Jo · MLS #21202047 · 940-464-1111

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. MLS status: Active (available for sale). Information is deemed reliable but not guaranteed and should be independently verified. NTREIS data is for viewing on this site only and may not be reproduced or redistributed. Last updated Oct 9, 2026.

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