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Financing available

$338,500

201 Midnight Drive, Royse City, TX 75189

3
beds
2
baths
1,848
sqft

Est. with seller financing: $3,180/mo

  • Single-family
  • Built in 2005
  • 11,326 sq ft lot
  • $183/sqft
  • $37/mo HOA
  • Collin County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

One word to describe this home-SERENITY! Located in Hidden Creek Estates with large trees surrounding the area and a perfect view of City Lake Park Lake, you simply cannot beat the atmosphere. This home is a perfect haven to relax at the end of the day or be the place where everyone gathers. The cozy living room surrounds a lovely stone fireplace for those colder nights and a fully open concept for time with your people. We know everyone ends up in the kitchen, so this one makes that easy! Plenty of counter space and cabinet storage makes it an awesome fit for any cook. The primary suite serves as a relaxing retreat, complete with a garden tub, separate shower, dual vanities, and a walk-in closet that keeps you fully organized. Step out onto the back patio to unwind and lose yourself to the tranquility nature's beauty. A great fit to start the day with a quiet morning or end it with evening entertaining. Hidden Creek Estates offers a clubhouse, community pool, playground, sidewalks to get your steps in, and tennis, pickleball, basketball, and sand volleyball courts. For a place that gives action and down time, schedule your viewing not to make this the place you build your life and create memories! New roof, gutters installed, and fresh paint April 2026

Facts & features

Interior

Features

  • Chandelier
  • Decorative Designer Lighting Fixtures
  • High Speed Internet
  • Pantry
  • Cable Tv
  • Vaulted Ceilings

Heating & cooling

  • Heating: Central, Electric
  • Cooling: Central Air, Ceiling Fans, Electric

Flooring

  • Carpet
  • Ceramic Tile
  • Vinyl

Appliances

  • Dishwasher
  • Electric Range
  • Disposal
  • Microwave

Fireplace

  • Fireplaces: 1
  • Family Room
  • Wood Burning

Laundry

  • Washer Hookup
  • Dryer Hookup
  • Electric Dryer Hookup
  • Laundry In Utility Room

Exterior & lot

Features

  • Rain Gutters

Construction

  • Style: Contemporary Modern, Detached
  • Stories: 1
  • Roof: Composition
  • Foundation: Slab
  • Materials: Brick

Parking

  • Garage spaces: 2
  • Garage
  • Garage Door Opener
  • Garage Faces Side

Pool

  • Community

Lot

  • Back Yard
  • Backs To Greenbelt Park
  • Lawn
  • Landscaped
  • Subdivision
  • Waterfront
  • View: Water

Community

Neighborhood

  • Subdivision: Hidden Creek Estates

HOA

  • Hidden Creek HOA

Schools

  • District: Royse City ISD
  • Elementary: Davis
  • Middle: Ouida Baley
  • High: Royse City

Financial & listing details

Listing

  • Price per sq ft: $183
  • County: Collin
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$3,180/mo

Principal & interest
$2,451/mo
Property taxes
$534/mo
Homeowners insurance (est.)
$158/mo
HOA dues
$37/mo
Loan amount
$304,650
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

Location

Love this home?Let's find a way to make it yours.

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A traditional mortgage isn't the only way to buy a home.

If you're self-employed, have a lower credit score, use an ITIN, or have been turned down for a mortgage, you may have another option.

Our financing program has different qualification guidelines for eligible buyers. Check your options before you rule out this home.

Available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly. All financing is subject to underwriting, eligibility, program guidelines, and approval.

Check Your Financing Options

How our financing program works

  1. 1

    Get qualified

    Answer a few quick questions and see the down payment you'd need. It takes about a minute and doesn't pull your credit.

  2. 2

    Make it your home

    Once you're approved, our lending partner buys the home from the seller at closing. The seller is paid in full and never carries a loan.

  3. 3

    Own it

    It resells the home to you at the same closing, with financing, so the title is in your name.

This is different from traditional seller financing, where the seller lends you the money. See the full requirements

Listing courtesy of Kathleen Hunnicutt, AT Home Texas Real Estate · MLS #21377476 · 903-454-2824

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. MLS status: Active (available for sale). Information is deemed reliable but not guaranteed and should be independently verified. NTREIS data is for viewing on this site only and may not be reproduced or redistributed. Last updated Oct 9, 2026.

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