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Financing available

$340,000

431 Pendant Drive, Royse City, TX 75189

4
beds
2.5
baths
2,003
sqft

Est. with seller financing: $2,770/mo

  • Single-family
  • Built in 2025
  • 5,401 sq ft lot
  • $170/sqft
  • $38/mo HOA
  • Rockwall County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Welcome to this beautifully designed, built in 2025, two-story home in the desirable Ambergrove at Whiteside Village community. Thoughtfully laid out for both everyday comfort and effortless entertaining, this 4-bedroom, 2.5-bath residence offers 2,003 square feet of modern living space with a bright, open-concept main level. The kitchen anchors the home with a spacious island, walk-in pantry, solid-surface countertops, gas range, and seamless flow into the dining and living areas. The private first-floor primary suite provides a relaxing retreat, complete with dual sinks and a generous walk-in closet. Upstairs, three secondary bedrooms, a full bath, and a versatile loft offer flexible space for guests, a home office, or game room. Additional features include first-floor laundry, luxury vinyl plank flooring, a covered front and rear porch, fenced backyard, and a two-car garage. Ideally situated near a greenbelt with a view and no backyard neighbors, and access to community amenities including walking trails and a playground. Conveniently located within Royse City ISD. No MUD or PID. Move-in ready and designed to fit today’s lifestyle. Schedule a showing today!

Facts & features

Interior

Features

  • Double Vanity
  • Eat In Kitchen
  • High Speed Internet
  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Cable Tv
  • Walk In Closets

Heating & cooling

  • Heating: Central, Electric
  • Cooling: Central Air, Ceiling Fans, Electric

Flooring

  • Carpet
  • Ceramic Tile
  • Luxury Vinyl Plank

Appliances

  • Some Gas Appliances
  • Dishwasher
  • Electric Water Heater
  • Disposal
  • Gas Range
  • Microwave
  • Plumbed For Gas

Laundry

  • Washer Hookup
  • Electric Dryer Hookup
  • Laundry In Utility Room

Exterior & lot

Features

  • Private Yard
  • Rain Gutters

Construction

  • Style: Traditional, Detached
  • Stories: 2
  • Roof: Composition
  • Foundation: Slab
  • Materials: Brick, Rock, Stone

Parking

  • Garage spaces: 2
  • Door Single
  • Driveway
  • Garage Faces Front
  • Garage
  • Garage Door Opener

Lot

  • Backs To Greenbelt Park
  • Interior Lot
  • Subdivision
  • Sprinkler System
  • Few Trees

Community

Neighborhood

  • Subdivision: Ambergrove Whiteside Village

HOA

  • Ambergrove HOA

Schools

  • District: Royse City ISD
  • Elementary: Anita Scott
  • Middle: Bobby Summers
  • High: Royse City

Financial & listing details

Listing

  • Price per sq ft: $170
  • County: Rockwall
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$2,770/mo

Principal & interest
$2,462/mo
Property taxes
$111/mo
Homeowners insurance (est.)
$159/mo
HOA dues
$38/mo
Loan amount
$306,000
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

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Listing courtesy of Richard Chambers, M&D Real Estate · MLS #21145660 · 972-472-1788

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. MLS status: Active (available for sale). Information is deemed reliable but not guaranteed and should be independently verified. NTREIS data is for viewing on this site only and may not be reproduced or redistributed. Last updated Oct 9, 2026.

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