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Financing available

$340,000

902 Saint Matthew Circle, Royse City, TX 75189

3
beds
2.5
baths
2,354
sqft

Est. with seller financing: $3,376/mo

  • Single-family
  • Built in 2015
  • 8,451 sq ft lot
  • $144/sqft
  • $100/mo HOA
  • Collin County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Hidden Gem in Royse City! Nestled on a premium cul-de-sac lot backing to a beautiful pond with a fountain, this immaculate custom home offers the perfect blend of comfort, quality, and low-maintenance living. The breathtaking water views, gorgeous sunsets, and enclosed Four Seasons porch make this home truly special. Offering over 2,300 square feet, this well-designed floor plan features 3 bedrooms, 2.5 baths, a versatile den, rich wood floors, and an inviting living area with a stunning stone fireplace. The chef's kitchen boasts granite countertops, abundant custom cabinetry, a center island, breakfast bar, and walk-in pantry. The spacious primary suite features separate vanities, a whirlpool tub, separate shower, and custom closet system. Enjoy relaxing year-round in the Four Seasons porch complete with its own sink and panoramic pond views. Located in a sought-after 55+ community where only one homeowner must be age 55+, allowing additional occupants under 55 to live in the home. HOA dues include full lawn maintenance, including mowing, edging, weed eating, blowing, and four seasonal lawn treatments annually. Current owners receive Homestead and Over-65 exemptions, reducing annual property taxes to approximately $2,663.17 versus the tax record amount shown. Buyers should verify tax exemptions and estimated taxes. Lovingly maintained and exceptionally clean, this quality home is move-in ready. Sellers are relocating to be closer to family, creating a rare opportunity for the next owner to enjoy this incredible waterfront lifestyle.

Facts & features

Interior

Features

  • Decorative Designer Lighting Fixtures
  • Double Vanity
  • Eat In Kitchen
  • Granite Counters
  • High Speed Internet
  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Cable Tv
  • Walk In Closets

Heating & cooling

  • Heating: Central, Fireplaces
  • Cooling: Central Air, Ceiling Fans

Flooring

  • Carpet
  • Ceramic Tile
  • Luxury Vinyl Plank
  • Wood

Appliances

  • Dishwasher
  • Disposal
  • Gas Range
  • Microwave
  • Refrigerator
  • Vented Exhaust Fan

Fireplace

  • Fireplaces: 1
  • Glass Doors
  • Gas Log
  • Gas Starter
  • Living Room
  • Masonry
  • Stone

Laundry

  • Washer Hookup
  • Electric Dryer Hookup
  • Laundry In Utility Room

Exterior & lot

Features

  • Garden
  • Lighting
  • Rain Gutters

Construction

  • Style: Traditional, Detached
  • Stories: 1
  • Roof: Composition
  • Foundation: Slab
  • Materials: Brick, Rock, Stone

Parking

  • Garage spaces: 2
  • Door Single
  • Driveway
  • Garage Faces Front
  • Garage
  • Garage Door Opener

Lot

  • Corner Lot
  • Cul De Sac
  • Landscaped
  • Subdivision
  • Sprinkler System
  • Few Trees
  • View: Water

Community

Neighborhood

  • Subdivision: KKCR Community Ph One Of Ph 1a

HOA

  • Neighborhood Management Company
  • Maintenance Front Yard

Schools

  • District: Royse City ISD
  • Elementary: Davis
  • Middle: Ouida Baley
  • High: Royse City

Financial & listing details

Listing

  • Price per sq ft: $144
  • County: Collin
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$3,376/mo

Principal & interest
$2,462/mo
Property taxes
$655/mo
Homeowners insurance (est.)
$159/mo
HOA dues
$100/mo
Loan amount
$306,000
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Listing information

Listing courtesy of

Marsha Sikes

M&D Real Estate

972-357-1312

MLS #
21234456

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. Information is deemed reliable but not guaranteed and should be independently verified. Last updated Oct 9, 2026.

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

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