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Financing available

$330,000

205 N Neches Street, Whitney, TX 76692

3
beds
2
baths
1,776
sqft

Est. with seller financing: $3,093/mo

  • Single-family
  • Built in 2023
  • 12,632 sq ft lot
  • $186/sqft
  • Hill County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Modern farmhouse style, thoughtful design, and a convenient location in the heart of Whitney! Beautifully maintained and like-new, this inviting home offers over 1,700 square feet with 3 bedrooms, 2 bathrooms, and a functional split-bedroom floor plan. The open living and kitchen areas are filled with natural light, creating a comfortable space for everyday living and entertaining. A sleek electric fireplace anchors the living room, while the spacious kitchen features an island with seating and storage, granite countertops, ceiling-height cabinetry, stainless steel appliances including the refrigerator, and a walk-in pantry with additional counter space. Privately situated, the primary suite offers dual vanities, a spacious walk-in shower, and a generous walk-in closet. Both guest bedrooms offer ample space and storage. Just off the kitchen, a convenient mudroom with a built-in bench adds everyday functionality. Additional highlights include vinyl plank flooring throughout, stylish fixtures and hardware, smart home features, a spacious laundry room, excellent storage, plus a 2-car garage complete with epoxy flooring and a dedicated office nook or workshop area. Outside, a covered patio overlooks the large, private backyard with plenty of room to relax, entertain, or play. All of this in the heart of charming Whitney, just minutes from local shopping, dining, and schools. Schedule your showing today!

Listing courtesy of Melissa Miller, Magnolia Realty · MLS #21422818 · 254-218-5940

Facts & features

Interior

Features

  • Decorative Designer Lighting Fixtures
  • Kitchen Island

Heating & cooling

  • Heating: Central, Electric
  • Cooling: Central Air, Ceiling Fans, Electric

Flooring

  • Luxury Vinyl Plank

Appliances

  • Dishwasher
  • Electric Range
  • Disposal
  • Ice Maker
  • Microwave
  • Refrigerator

Fireplace

  • Fireplaces: 1
  • Electric
  • Living Room

Exterior & lot

Features

  • Private Yard

Construction

  • Style: Detached
  • Stories: 1
  • Roof: Composition, Shingle
  • Foundation: Slab

Parking

  • Garage spaces: 2
  • Concrete
  • Driveway
  • Epoxy Flooring
  • Garage
  • Garage Door Opener
  • Lighted
  • Garage Faces Side
  • Storage

Community

Neighborhood

  • Subdivision: Whitney OT

Schools

  • District: Whitney ISD
  • Elementary: Whitney
  • Middle: Whitney
  • High: Whitney

Financial & listing details

Listing

  • Price per sq ft: $186
  • County: Hill
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$3,093/mo

Principal & interest
$2,390/mo
Property taxes
$549/mo
Homeowners insurance (est.)
$154/mo
Loan amount
$297,000
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

Location

Love this home?Let's find a way to make it yours.

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A traditional mortgage isn't the only way. Self-employed, lower credit, ITIN, or turned down before? You may have another option.

Offered by HFP, powered by Doorly, only on this site, not by the seller or listing agent. Subject to underwriting and approval.

Get Pre-Qualified

How our financing program works

  1. 1

    Get qualified

    Answer a few quick questions and see the down payment you'd need. It takes about a minute and doesn't pull your credit.

  2. 2

    Make it your home

    Once you're approved, our lending partner buys the home from the seller at closing. The seller is paid in full and never carries a loan.

  3. 3

    Own it

    It resells the home to you at the same closing, with financing, so the title is in your name.

This is different from traditional seller financing, where the seller lends you the money. See the full requirements

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