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Financing available

$214,900

211 W Elm Street, Whitewright, TX 75491

3
beds: 2
baths: 1,165
sqft

Est. with seller financing: $2,059/mo

Single-family
Built in 2025
7,100 sq ft lot
$184/sqft
Grayson County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

ELIGIBLE FOR USDA $0 DOWN PAYMENT FINANCING! Check out this cute, brand new home surrounded by a row of other newly constructed homes! This home is perfect if you are looking to get out of renting, interested in a new home at an affordable price with very little maintenance, or if you are choosing to downsize from your current home. This cozy abode features high ceilings throughout, 3 bedrooms, 2 bathrooms, a family room, spacious kitchen, laundry area, and adorable curb appeal. Luxury vinyl plank has been installed throughout the entire home making the flooring easy to maintain and keep clean. The kitchen features stainless steel appliances, new laminate countertops, and space to prepare all of your meals. This is a great opportunity to own your very own home at an affordable price! Very energy efficient home with spray foam insulation, double pane vinyl windows, and central HVAC. The City of Whitewright is a close knit town with restaurants and shopping downtown and a great school system. Easy to travel North to Oklahoma on 75N or south via 121. Schedule your showing today!

Facts & features

Interior

Features

Eat In Kitchen
Open Floorplan

Heating & cooling

Heating: Central
Cooling: Central Air, Electric

Flooring

Luxury Vinyl Plank

Appliances

Dishwasher
Electric Range

Laundry

Laundry In Utility Room

Exterior & lot

Construction

Style: Traditional, Detached
Stories: 1
Roof: Composition
Foundation: Slab

Parking

Gravel
Outside

Community

Neighborhood

Subdivision: Otp Whitewright

Schools

District: Whitewright ISD
Elementary: Whitewright
Middle: Whitewright
High: Whitewright

Financial & listing details

Listing

Price per sq ft: $184
County: Grayson
Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$2,059/mo

Down payment10% ($21,490)10%20%

Check Your Financing Options

Principal & interest: $1,556/mo
Property taxes (est.): $403/mo
Homeowners insurance (est.): $100/mo

Loan amount: $193,410
Seller financing rate (est.): 9.00%
Term: 30-year fixed

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This estimate uses our seller financing program's rate. Taxes are estimated at 2.25% of the price because this listing has no full-year tax amount (common for new construction); actual taxes may differ and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

Location

Love this home?Let's find a way to make it yours.

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A traditional mortgage isn't the only way to buy a home.

If you're self-employed, have a lower credit score, use an ITIN, or have been turned down for a mortgage, you may have another option.

Our financing program has different qualification guidelines for eligible buyers. Check your options before you rule out this home.

Available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly. All financing is subject to underwriting, eligibility, program guidelines, and approval.

Check Your Financing Options

How our financing program works

1
Get qualified
Answer a few quick questions and see the down payment you'd need. It takes about a minute and doesn't pull your credit.
2
Make it your home
Once you're approved, our lending partner buys the home from the seller at closing. The seller is paid in full and never carries a loan.
3
Own it
It resells the home to you at the same closing, with financing, so the title is in your name.

This is different from traditional seller financing, where the seller lends you the money. See the full requirements

Listing courtesy of Angelica Pena, Real Broker, LLC · MLS #21316387 · 855-450-0442

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. MLS status: Active (available for sale). Information is deemed reliable but not guaranteed and should be independently verified. NTREIS data is for viewing on this site only and may not be reproduced or redistributed. Last updated Oct 9, 2026.