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Financing available

$224,900

408 N Gowdy Street, Whitewright, TX 75491

4
beds: 2
baths: 1,686
sqft

Est. with seller financing: $1,977/mo

Single-family
Built in 1970
14,985 sq ft lot
$133/sqft
Grayson County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Welcome home to this beautifully updated 4-bedroom, 2-bathroom home with a 2-car garage, situated on an oversized lot with a spacious backyard and privacy fence. This property offers the perfect balance of comfort, style, and peaceful living. Inside, you’ll find modern LVP flooring throughout, an updated interior, and a bright, open feel. The kitchen features new stainless steel appliances, making it both stylish and functional for everyday living and entertaining. Each bedroom offers generous space, providing comfort and flexibility for families, guests, or a home office. The large backyard is ideal for outdoor gatherings, play, gardening, or simply relaxing in your own private retreat. Located close enough to town for convenient access to shopping, dining, and schools, yet far enough away to enjoy a quiet, relaxed lifestyle, this home is a perfect place to put down roots and create lasting memories.

Facts & features

Interior

Features

Built In Features
Decorative Designer Lighting Fixtures
Eat In Kitchen
Granite Counters
High Speed Internet

Heating & cooling

Heating: Central
Cooling: Central Air, Ceiling Fans

Flooring

Luxury Vinyl Plank

Appliances

Some Gas Appliances
Dishwasher
Disposal
Gas Range
Gas Water Heater
Plumbed For Gas

Exterior & lot

Construction

Style: Traditional, Detached
Stories: 1
Roof: Composition
Foundation: Slab
Materials: Brick

Parking

Garage spaces: 2
Additional Parking
Driveway
Garage
Garage Door Opener
Garage Faces Side

Lot

Back Yard
Interior Lot
Lawn

Community

Neighborhood

Subdivision: Otp Whitewright

Schools

District: Whitewright ISD
Elementary: Whitewright
Middle: Whitewright
High: Whitewright

Financial & listing details

Listing

Price per sq ft: $133
County: Grayson
Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$1,977/mo

Down payment10% ($22,490)10%20%

See If You Qualify

Principal & interest: $1,629/mo
Property taxes: $243/mo
Homeowners insurance (est.): $105/mo

Loan amount: $202,410
Seller financing rate (est.): 9.00%
Term: 30-year fixed

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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

1
Get qualified
We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.
2
Pick this home
Once you're approved, tell us this is the one. We handle the purchase from the seller.
3
Move in
We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Your next home may have more than one path to ownership.

Powered byDoorly

Finding the right home is half the equation. Financing that works for your situation is the other half. This home may be eligible for our seller financing, also called owner financing, an option for buyers a traditional mortgage hasn't worked for.

It may be worth a look if you:

Available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly. All financing is subject to underwriting, eligibility, program guidelines, and approval.

Check Your Financing Options

How our financing program works

1
Get qualified
Answer a few quick questions and see the down payment you'd need. It takes about a minute and doesn't pull your credit.
2
Make it your home
Once you're approved, our lending partner buys the home from the seller at closing. The seller is paid in full and never carries a loan.
3
Own it
It resells the home to you at the same closing, with financing, so the title is in your name.

This is different from traditional seller financing, where the seller lends you the money. See the full requirements

Listing courtesy of Samuel Holloway, RangePoint Realty, LLC · MLS #21298400 · 903-821-3200

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. MLS status: Active (available for sale). Information is deemed reliable but not guaranteed and should be independently verified. NTREIS data is for viewing on this site only and may not be reproduced or redistributed. Last updated Oct 9, 2026.