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Financing available

$185,000

218 Locust Street S, Sulphur Springs, TX 75482

2
beds: 2
baths: 928
sqft

Est. with seller financing: $1,661/mo

Single-family
Built in 2025
6,534 sq ft lot
$199/sqft
Hopkins County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

The newly built in 2025 home at 218 S Locust St offers modern living with two bedrooms and two full bathrooms. Thoughtfully planned, it prioritizes low-maintenance lifestyle choices without sacrificing essential modern comforts. Located in a quiet, established neighborhood near downtown Sulphur Springs, it features a bright open-concept interior with clean white finishes. Outside, the spacious private backyard provides an ideal setting for low-maintenance outdoor living. This house has everything in beautiful details with a price you can afford! Refrigerator will convey.

Facts & features

Interior

Features

High Speed Internet
Open Floorplan

Heating & cooling

Heating: Central
Cooling: Central Air

Appliances

Dishwasher
Electric Cooktop
Electric Oven
Electric Range

Exterior & lot

Construction

Style: Traditional, Detached
Stories: 1

Parking

Driveway
No Garage

Lot

Interior Lot

Community

Neighborhood

Subdivision: None

Schools

District: Sulphur Springs ISD
Elementary: Barbara Bush
Middle: Sulphur Springs
High: Sulphur Springs

Financial & listing details

Listing

Price per sq ft: $199
County: Hopkins
Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$1,661/mo

Down payment10% ($18,500)10%20%

See If You Qualify

Principal & interest: $1,340/mo
Property taxes: $235/mo
Homeowners insurance (est.): $86/mo

Loan amount: $166,500
Seller financing rate (est.): 9.00%
Term: 30-year fixed

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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

1
Get qualified
We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.
2
Pick this home
Once you're approved, tell us this is the one. We handle the purchase from the seller.
3
Move in
We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Want to buy this home with seller financing?
We can help.

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

See If You Qualify

Listing courtesy of Lane Parrish, Norvell & Co LLC · MLS #21398162 · 214-991-0368

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. MLS status: Active (available for sale). Information is deemed reliable but not guaranteed and should be independently verified. NTREIS data is for viewing on this site only and may not be reproduced or redistributed. Last updated Oct 9, 2026.