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Financing available

$385,000

218 Mulberry Drive, Fate, TX 75087

4
beds
3
baths
2,796
sqft

Est. with seller financing: $3,599/mo

  • Single-family
  • Built in 2005
  • 6,360 sq ft lot
  • $138/sqft
  • $63/mo HOA
  • Rockwall County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Located in the Woodcreek community of Fate, this spacious 4-bedroom, 3-bath home offers 2,796 square feet with a flexible floor plan and plenty of room to spread out. The main living area features wood-look flooring, abundant natural light, and a brick fireplace, with an open flow into the kitchen and dining areas. The kitchen offers generous cabinet and counter space, a large center island, gas range, and multiple windows overlooking the backyard. The spacious primary suite includes an ensuite bath with dual sinks and a separate shower. Outside is where this home really stands out. The fenced backyard backs to a greenbelt and features an extended wood deck with a pergola and hot tub, plus a covered patio that creates multiple spaces for outdoor dining, entertaining, or simply relaxing. Additional highlights include a two-car garage and a new roof installed in 2024. Conveniently located in Fate, Texas, with access to nearby shopping, dining, and everyday conveniences, this Woodcreek home combines 4 bedrooms, 3 full baths, generous living space, and an outdoor setting that is difficult to duplicate.

Facts & features

Interior

Features

  • Chandelier
  • Decorative Designer Lighting Fixtures
  • Eat In Kitchen
  • Granite Counters
  • High Speed Internet
  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Cable Tv
  • Walk In Closets

Heating & cooling

  • Heating: Central
  • Cooling: Central Air, Ceiling Fans

Flooring

  • Luxury Vinyl Plank

Appliances

  • Dishwasher
  • Disposal

Fireplace

  • Fireplaces: 1
  • Gas

Exterior & lot

Features

  • Rain Gutters

Construction

  • Style: Traditional, Detached
  • Stories: 2
  • Roof: Composition
  • Materials: Brick

Parking

  • Garage spaces: 2
  • Door Single
  • Driveway
  • Garage Faces Front
  • Garage
  • Garage Door Opener

Pool

  • Community

Lot

  • Back Yard
  • Backs To Greenbelt Park
  • Interior Lot
  • Lawn
  • Landscaped
  • Few Trees

Community

Neighborhood

  • Subdivision: Woodcreek Ph 2b

HOA

  • Woodcreek

Schools

  • District: Royse City ISD
  • Elementary: Vernon
  • Middle: Bobby Summers
  • High: Royse City

Financial & listing details

Listing

  • Price per sq ft: $138
  • County: Rockwall
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$3,599/mo

Principal & interest
$2,788/mo
Property taxes
$568/mo
Homeowners insurance (est.)
$180/mo
HOA dues
$63/mo
Loan amount
$346,500
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

Location

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A traditional mortgage isn't the only way to buy a home.

If you're self-employed, have a lower credit score, use an ITIN, or have been turned down for a mortgage, you may have another option.

Our financing program has different qualification guidelines for eligible buyers. Check your options before you rule out this home.

Available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly. All financing is subject to underwriting, eligibility, program guidelines, and approval.

Check Your Financing Options

How our financing program works

  1. 1

    Get qualified

    Answer a few quick questions and see the down payment you'd need. It takes about a minute and doesn't pull your credit.

  2. 2

    Make it your home

    Once you're approved, our lending partner buys the home from the seller at closing. The seller is paid in full and never carries a loan.

  3. 3

    Own it

    It resells the home to you at the same closing, with financing, so the title is in your name.

This is different from traditional seller financing, where the seller lends you the money. See the full requirements

Listing courtesy of Delisa Lapinsky, eXp Realty LLC · MLS #21364836 · 888-519-7431

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. MLS status: Active (available for sale). Information is deemed reliable but not guaranteed and should be independently verified. NTREIS data is for viewing on this site only and may not be reproduced or redistributed. Last updated Oct 9, 2026.

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