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Financing available

$389,900

842 Mildren Lane, Fate, TX 75087

3
beds
2.5
baths
2,275
sqft

Est. with seller financing: $3,911/mo

  • Single-family
  • Built in 2020
  • 5,750 sq ft lot
  • $171/sqft
  • $66/mo HOA
  • Rockwall County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

*OWNER FINANCE AVAILABLE. CALL FOR DETAILS!* Built in 2020 and spanning 2,275 sq ft, this beautifully maintained 3-bedroom, 2.5-bath home with a dedicated home office showcases thoughtful upgrades throughout and a neutral, cohesive design that feels both modern and timeless. Warm ceramic tile flooring spans all main living areas, complemented by neutral paint tones and cabinetry for a clean, elevated look. Carpeted bedrooms add comfort, with the front two bedrooms sharing a full bath, while a convenient half bath near the office is ideal for guests and work-from-home days. The heart of the home opens to a spacious living, kitchen, and dining area, thoughtfully upgraded with multiple built-in cabinets, extended counter space, under-cabinet lighting, and sleek finishes. The kitchen is designed for both everyday living and entertaining, featuring gas cooking, double ovens, a walk-in pantry, breakfast-bar seating, and a built-in Berkley water filtration system. The oven space is also already prepped with 240V and 40 amp circuit should you choose to convert to an induction top in the future. The primary suite is privately tucked at the back of the home, offering a peaceful retreat. Its ensuite bath features a walk-in shower, separate soaking tub, double sinks and vanities, and a generous walk-in closet. Step outside to a covered back porch overlooking a cozy, thoughtfully maintained backyard with a St. Augustine & Bermuda grass mix and full irrigation system—perfect for relaxing or entertaining outdoors. Additional features include AC and heat ducts in the garage, providing added comfort and making the space even more functional year-round. Located in Woodcreek of Fate, residents enjoy a wealth of family-friendly amenities, including jogging paths, pools, fishing ponds, and playgrounds. Plus, you’re just minutes from the charming small-town shops and eateries that make Fate such a welcoming community.

Facts & features

Interior

Features

  • Built In Features
  • Eat In Kitchen
  • Granite Counters
  • High Speed Internet
  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Cable Tv
  • Walk In Closets

Heating & cooling

  • Heating: Central
  • Cooling: Central Air, Ceiling Fans

Flooring

  • Carpet
  • Ceramic Tile

Appliances

  • Double Oven
  • Dishwasher
  • Gas Cooktop
  • Disposal
  • Microwave

Laundry

  • Washer Hookup
  • Dryer Hookup
  • Laundry In Utility Room

Exterior & lot

Features

  • Rain Gutters

Construction

  • Style: Traditional, Detached
  • Stories: 1
  • Roof: Composition
  • Foundation: Slab
  • Materials: Brick

Parking

  • Garage spaces: 2
  • Concrete
  • Covered
  • Driveway
  • Garage Faces Front
  • Garage
  • Garage Door Opener

Pool

  • Community

Lot

  • Landscaped
  • Subdivision
  • Sprinkler System
  • Few Trees

Community

Neighborhood

  • Subdivision: WOODCREEK PHASE 9C-3

HOA

  • Woodcreek HOA

Schools

  • District: Royse City ISD
  • Elementary: Vernon
  • Middle: Bobby Summers
  • High: Royse City

Financial & listing details

Listing

  • Price per sq ft: $171
  • County: Rockwall
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$3,911/mo

Principal & interest
$2,824/mo
Property taxes
$839/mo
Homeowners insurance (est.)
$182/mo
HOA dues
$66/mo
Loan amount
$350,910
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

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Listing courtesy of Aaron Stokes, Keller Williams Rockwall · MLS #21337204 ·

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. Information is deemed reliable but not guaranteed and should be independently verified. Last updated Oct 9, 2026.

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