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Financing available

$575,000

2431 Lusitano Lane, Celina, TX 75009

5
beds
3.5
baths
3,949
sqft

Est. with seller financing: $5,552/mo

  • Single-family
  • Built in 2017
  • 9,322 sq ft lot
  • $146/sqft
  • $67/mo HOA
  • Collin County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Pristine MOVE-IN READY SINGLE-OWNER LUXURY HOME by First Texas Homes is on a corner lot in Carter Ranch & tucked away on a quiet interior street. NO MUD or PID here! Buyers receive 1% back on the total loan OR a 1% lower interest rate for the first year when approved & close with preferred lender. Spacious 5-bedroom home offers flexible living spaces, luxury finishes, & an impressive backyard designed for year-round enjoyment. SMART Govee lighting under eaves surrounding home change color & sequences. A welcoming foyer with soaring vaulted ceilings & an open balcony creates a dramatic first impression. Spacious Primary Suite is privately positioned at the rear of the home overlooking the backyard & offers a luxurious ensuite bath with dual vanities, soaking tub, separate shower, & walk-in closet. The main level features a bright office with closet cab be 6th bedroom used for visiting guests. The open-concept kitchen & living area are perfect for entertaining, featuring stainless steel appliances & a large granite island with generous prep space. A floor-to-ceiling stone gas fireplace is a focal point of the living room creating a warm gathering space. Upstairs, both a MEDIA ROOM & GAME ROOM provide dedicated spaces for gaming, entertaining, or relaxing. The majestic staircase, all living areas, & ALL bedrooms feature BRAND-NEW CARPET Sept ‘26. Kitchen & Butler’s Pantry cabinets were freshly sanded & painted Sept ‘26. Step outside to the expansive covered patio with a gorgeous wood pergola featuring a raised roof & RETRACTABLE ELECTRONIC SCREENING—perfect for enjoying the Texas outdoors BUG-FREE. A full roof replacement & complete fence staining completed in ’24 plus an elegant security door added. Designated Elementary & Middle School A- Rated per Niche.com! Carter Ranch amenities include a pool, splash pad, cabana, pavilion, playgrounds, walking trails, expansive greenbelts, & a 10-acre lake for catch-and-release fishing. 3 Min Drive to NEW HEB and Kroger!

Facts & features

Interior

Features

  • Eat In Kitchen
  • Kitchen Island
  • Open Floorplan

Heating & cooling

  • Heating: Central
  • Cooling: Central Air

Flooring

  • Carpet
  • Tile

Appliances

  • Dishwasher
  • Gas Cooktop
  • Disposal
  • Gas Oven
  • Microwave
  • Tankless Water Heater

Fireplace

  • Fireplaces: 1
  • Family Room
  • Gas Starter

Exterior & lot

Features

  • Rain Gutters

Construction

  • Style: Detached
  • Stories: 2
  • Roof: Composition
  • Foundation: Slab

Parking

  • Garage spaces: 3
  • Additional Parking

Community

Neighborhood

  • Subdivision: Carter Ranch Ph Iic - Sec 2 The

HOA

  • CMA

Schools

  • District: Celina ISD
  • Elementary: O'Dell
  • Middle: Jerry & Linda Moore
  • High: Celina

Financial & listing details

Listing

  • Price per sq ft: $146
  • County: Collin
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$5,552/mo

Principal & interest
$4,164/mo
Property taxes
$1,053/mo
Homeowners insurance (est.)
$268/mo
HOA dues
$67/mo
Loan amount
$517,500
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Listing information

Listing courtesy of

Philippa May

Better Homes and Gardens Real

972-774-9888

MLS #
21389373

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. Information is deemed reliable but not guaranteed and should be independently verified. Last updated Oct 9, 2026.

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

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