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Financing available

$560,000

2721 Saltwood Court, Celina, TX 75009

4
beds
3
baths
2,269
sqft

Est. with seller financing: $5,387/mo

  • Single-family
  • Built in 2022
  • 6,098 sq ft lot
  • $247/sqft
  • $165/mo HOA
  • Collin County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Rare 4.5% assumable mortgage! Own this move-in ready, single-story home in Celina's Cambridge Crossing at a rate that makes it one of the most affordable options in the community. Built in 2022, this 4-bedroom, 3 full bath home with a dedicated office blends custom craftsmanship with everyday function. The kitchen is the showpiece, with an upgraded island featuring a quartzite countertop and waterfall edge, a gas cooktop, a large corner pantry, and a wood-beamed, wood-paneled ceiling that adds warmth and character. A built-in bar makes entertaining easy. The private office has glass French doors and built-in shelving, ideal for working from home. Thoughtful built-ins continue throughout, including the laundry room and a window seat in the primary bedroom. Step outside to a covered patio with a ceiling fan and an extended covered area for outdoor dining and relaxing. A window built into the back fence looks out on the longhorns that graze behind the home, a true Texas touch you won't find anywhere else. This home sits close to the Cambridge Crossing elementary school and amenity center, with quick access to the Dallas North Tollway and an easy 15-minute drive to downtown Celina's historic square for local dining, shopping, and events. Single-story living, newer construction, standout upgrades, and a 4.5% assumable rate. Schedule your showing today! Buyer to verify assumption terms and qualification with the loan servicer.

Facts & features

Interior

Features

  • Decorative Designer Lighting Fixtures
  • Double Vanity
  • Eat In Kitchen
  • High Speed Internet
  • Kitchen Island
  • Open Floorplan
  • Cable Tv
  • Walk In Closets

Appliances

  • Some Gas Appliances
  • Built In Gas Range
  • Dishwasher
  • Disposal
  • Microwave
  • Plumbed For Gas

Fireplace

  • Fireplaces: 1
  • Gas Log

Laundry

  • Washer Hookup
  • Electric Dryer Hookup
  • Laundry In Utility Room

Exterior & lot

Construction

  • Style: Detached
  • Stories: 1

Parking

  • Garage spaces: 2
  • Door Single
  • Driveway
  • Garage
  • Garage Door Opener

Community

Neighborhood

  • Subdivision: Cambridge Crossing Ph One

HOA

  • Cambridge Crossing Owners Association
  • Maintenance Front Yard

Schools

  • District: Celina ISD
  • Elementary: Tommie Dobie Bothwell
  • Middle: Jerry & Linda Moore
  • High: Celina

Financial & listing details

Listing

  • Price per sq ft: $247
  • County: Collin
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$5,387/mo

Principal & interest
$4,055/mo
Property taxes
$906/mo
Homeowners insurance (est.)
$261/mo
HOA dues
$165/mo
Loan amount
$504,000
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Your next home may have more than one path to ownership.

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Finding the right home is half the equation. Financing that works for your situation is the other half. This home may be eligible for our seller financing, also called owner financing, an option for buyers a traditional mortgage hasn't worked for.

It may be worth a look if you:

Available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly. All financing is subject to underwriting, eligibility, program guidelines, and approval.

Check Your Financing Options

How our financing program works

  1. 1

    Get qualified

    Answer a few quick questions and see the down payment you'd need. It takes about a minute and doesn't pull your credit.

  2. 2

    Make it your home

    Once you're approved, our lending partner buys the home from the seller at closing. The seller is paid in full and never carries a loan.

  3. 3

    Own it

    It resells the home to you at the same closing, with financing, so the title is in your name.

This is different from traditional seller financing, where the seller lends you the money. See the full requirements

Listing courtesy of Jill Smisek, Real Broker, LLC · MLS #21405244 · 855-450-0442

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. MLS status: Active (available for sale). Information is deemed reliable but not guaranteed and should be independently verified. NTREIS data is for viewing on this site only and may not be reproduced or redistributed. Last updated Oct 9, 2026.

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