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Financing available

$275,000

248 S Jacobs Street, Albany, TX 76430

2
beds
2
baths
1,975
sqft

Est. with seller financing: $2,635/mo

  • Single-family
  • Built in 1915
  • 42,500 sq ft lot
  • $139/sqft
  • Shackelford County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Price Adjustment This one of a kind 2 bedroom, 2 bath plus loft situated on over one half acre is in walking distance of the historic Shackelford County Courthouse. Enjoy the 9 feet high ceilings, beautiful hardwood floors, and exposed limestone walls which all add some rustic charm to this unique home. Other features are 2 living areas, wood burning fireplace, crown molding, kitchen with built in wall oven, microwave and cooktop, sunroom with window seat and storage, large utility room, and new roof. Experience the serene back yard that includes the native landscaped lot behind it. It also has a covered back patio connected to the house perfect for BBQs and gatherings, a 2 car carport, and a detached shop or work area. Don't miss an opportunity to own a place in one of Texas most treasured small towns where history, charm and community come together.

Facts & features

Interior

Features

  • Built In Features
  • Loft
  • Pantry

Heating & cooling

  • Heating: Central, Fireplaces
  • Cooling: Central Air

Flooring

  • Hardwood
  • Vinyl

Appliances

  • Dishwasher
  • Electric Cooktop
  • Electric Oven
  • Gas Water Heater
  • Microwave

Fireplace

  • Fireplaces: 1
  • Den
  • Masonry

Laundry

  • Washer Hookup
  • Electric Dryer Hookup
  • Laundry In Utility Room

Exterior & lot

Construction

  • Style: Detached
  • Roof: Composition
  • Foundation: Pillar Post Pier, Slab
  • Materials: Aluminum Siding, Rock, Stone

Parking

  • Attached Carport

Lot

  • Acreage
  • Native Plants

Community

Neighborhood

  • Subdivision: Albany OT

Schools

  • District: Albany ISD
  • Elementary: Nancy Smith
  • Middle: Albany
  • High: Albany

Financial & listing details

Listing

  • Price per sq ft: $139
  • County: Shackelford
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$2,635/mo

Principal & interest
$1,991/mo
Property taxes (est.)
$516/mo
Homeowners insurance (est.)
$128/mo
Loan amount
$247,500
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are estimated at 2.25% of the price because this listing has no full-year tax amount (common for new construction); actual taxes may differ and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

Location

Love this home?Let's find a way to make it yours.

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A traditional mortgage isn't the only way to buy a home.

If you're self-employed, have a lower credit score, use an ITIN, or have been turned down for a mortgage, you may have another option.

Our financing program has different qualification guidelines for eligible buyers. Check your options before you rule out this home.

Available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly. All financing is subject to underwriting, eligibility, program guidelines, and approval.

Check Your Financing Options

How our financing program works

  1. 1

    Get qualified

    Answer a few quick questions and see the down payment you'd need. It takes about a minute and doesn't pull your credit.

  2. 2

    Make it your home

    Once you're approved, our lending partner buys the home from the seller at closing. The seller is paid in full and never carries a loan.

  3. 3

    Own it

    It resells the home to you at the same closing, with financing, so the title is in your name.

This is different from traditional seller financing, where the seller lends you the money. See the full requirements

Listing courtesy of Billie Ruff, Clear Fork Realty · MLS #20993988 · 325-762-3614

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. MLS status: Active (available for sale). Information is deemed reliable but not guaranteed and should be independently verified. NTREIS data is for viewing on this site only and may not be reproduced or redistributed. Last updated Oct 9, 2026.

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