HFPHome Finance
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Financing available

$850,000

2631 Harvest Lane, Prosper, TX 75078

4
beds
3
baths
3,055
sqft

Est. with seller financing: $8,273/mo

  • Single-family
  • Built in 2026
  • 8,189 sq ft lot
  • $278/sqft
  • $127/mo HOA
  • Denton County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Discover refined comfort and modern design in this beautifully crafted Highland Homes new construction with a September move-in in the sought-after Star Trail community. This exceptional two-story home offers 3,055 square feet with 4 bedrooms, 3 full baths, an entertainment room, game room, study, and a 2-car garage. Thoughtfully designed for modern living, the open concept layout features a spacious family room that flows seamlessly into the dining area and chef-inspired kitchen with a large island, upgraded finishes, and a stylish kitchen hutch. The extended first-floor primary suite provides a peaceful retreat with a spa-inspired bath featuring a freestanding tub, separate shower, and oversized walk-in closet. The extended outdoor living area creates the perfect setting for relaxing or entertaining while enjoying the beautiful Star Trail surroundings. Additional designer touches include open railing throughout and a luxurious marble pan shower in the secondary bath. The upstairs entertainment room offers a versatile space for movie nights or gatherings. Built by award-winning Highland Homes, recognized as People's Choice Best Homebuilder and Best Luxury Homebuilder, this home offers exceptional craftsmanship and is backed by a comprehensive builder warranty for peace of mind. Star Trail residents enjoy resort style pools, tennis and pickleball courts, miles of trails, and Prosper ISD with convenient access to the Dallas North Tollway and US 380.

Facts & features

Interior

Features

  • Eat In Kitchen
  • Open Floorplan

Heating & cooling

  • Heating: Natural Gas
  • Cooling: Central Air, Zoned

Flooring

  • Ceramic Tile
  • Tile
  • Wood

Appliances

  • Dishwasher
  • Electric Oven
  • Gas Cooktop
  • Disposal
  • Microwave
  • Tankless Water Heater

Exterior & lot

Features

  • Private Yard

Construction

  • Style: Traditional, Detached
  • Stories: 2
  • Roof: Composition
  • Foundation: Slab
  • Materials: Brick

Parking

  • Garage spaces: 2
  • Door Multi
  • Garage Faces Front
  • Garage

Pool

  • Community

Lot

  • Interior Lot

Community

Neighborhood

  • Subdivision: Star Trail

HOA

  • CMA

Schools

  • District: Prosper ISD
  • Elementary: Joyce Hall
  • Middle: Moseley
  • High: Prosper

Financial & listing details

Listing

  • Price per sq ft: $278
  • County: Denton
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$8,273/mo

Principal & interest
$6,155/mo
Property taxes (est.)
$1,594/mo
Homeowners insurance (est.)
$397/mo
HOA dues
$127/mo
Loan amount
$765,000
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are estimated at 2.25% of the price because this listing has no full-year tax amount (common for new construction); actual taxes may differ and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

Location

Love this home?Let's find a way to make it yours.

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A traditional mortgage isn't the only way to buy a home.

If you're self-employed, have a lower credit score, use an ITIN, or have been turned down for a mortgage, you may have another option.

Our financing program has different qualification guidelines for eligible buyers. Check your options before you rule out this home.

Available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly. All financing is subject to underwriting, eligibility, program guidelines, and approval.

Check Your Financing Options

How our financing program works

  1. 1

    Get qualified

    Answer a few quick questions and see the down payment you'd need. It takes about a minute and doesn't pull your credit.

  2. 2

    Make it your home

    Once you're approved, our lending partner buys the home from the seller at closing. The seller is paid in full and never carries a loan.

  3. 3

    Own it

    It resells the home to you at the same closing, with financing, so the title is in your name.

This is different from traditional seller financing, where the seller lends you the money. See the full requirements

Listing courtesy of Dina Verteramo, Highland Homes Realty · MLS #21230177 · 888-524-3182

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. MLS status: Active (available for sale). Information is deemed reliable but not guaranteed and should be independently verified. NTREIS data is for viewing on this site only and may not be reproduced or redistributed. Last updated Oct 9, 2026.

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