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Financing available

$485,000

27172 Whispering Meadow Drive, Whitney, TX 76692

5
beds
3.5
baths
2,792
sqft

Est. with seller financing: $4,513/mo

  • Single-family
  • Built in 1996
  • 13,809 sq ft lot
  • $174/sqft
  • $250/mo HOA
  • Hill County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Price improvement! Seller welcomes all offers & offers closing cost assistance. Discover the perfect blend of comfort, recreation, & versatility in this beautifully updated home located in the white bluff gated community at Lake Whitney. 2,792 sq ft, including a private 539 sq. ft. guest suite, this exceptional property features 5 bedrooms & 3 full baths between the main home & detached guest quarters. Living room has architectural feature wall. Main residence offers 4 spacious bedrooms complete with second primary & 2 updated bathrooms, highlighted by a stunning steam shower downstairs & expanded upstairs bath. The first level owner's retreat offers privacy. The kitchen is spacious, new buyer to finish the backsplash with allowance. Tankless water heaters. Perfect for entertaining with the dining room accessible to the deck expanding the living space. The detached guest suite above the two-car garage offers a private bedroom & full bath, making it ideal for guests, extended family, a home office, or potential rental opportunities. Gym equipment conveys. Outdoor living is equally impressive with Trex composite deck, sprinkler system, mature landscaping, & concrete slab behind the garage for additional parking for jet ski. The garage is a standout with epoxy flooring, garage door openers, plumbing available for sink to be added, & an attached storage room 147 sq ft that could easily serve as a workshop, hobby room, or office. The property backs to a large private farm with green space galore offering privacy & nature. Enjoy resort-style living with access to the community marina, boat dock, fishing, catch-and-release ponds, two championship golf courses with signature holes, four swimming pools, and countless recreational opportunities. All just a golf cart ride away. Whether you’re looking for a full-time residence or weekend retreat this property offers an incredible lifestyle in one of Lake Whitney’s premier gated communities. All offers welcome!

Facts & features

Interior

Features

  • Decorative Designer Lighting Fixtures

Heating & cooling

  • Heating: Central
  • Cooling: Central Air, Ceiling Fans

Flooring

  • Carpet
  • Luxury Vinyl Plank

Appliances

  • Dishwasher
  • Electric Range
  • Disposal
  • Microwave
  • Refrigerator
  • Tankless Water Heater

Fireplace

  • Fireplaces: 1
  • Electric

Laundry

  • Laundry In Utility Room

Exterior & lot

Features

  • Balcony
  • Deck
  • Lighting
  • Rain Gutters

Construction

  • Style: Traditional, Detached
  • Stories: 2
  • Roof: Composition
  • Foundation: Slab
  • Materials: Board And Batten Siding, Brick

Parking

  • Garage spaces: 2
  • Door Multi
  • Garage Faces Front
  • Garage
  • Garage Door Opener

Pool

  • Community

Lot

  • Back Yard
  • Cul De Sac
  • Backs To Greenbelt Park
  • Interior Lot
  • Lawn
  • Landscaped
  • Many Trees
  • Subdivision
  • Sprinkler System

Community

Neighborhood

  • Subdivision: White Bluff #27

HOA

  • Castle Group

Schools

  • District: Whitney ISD
  • Elementary: Whitney
  • Middle: Whitney
  • High: Whitney

Financial & listing details

Listing

  • Price per sq ft: $174
  • County: Hill
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$4,513/mo

Principal & interest
$3,512/mo
Property taxes
$525/mo
Homeowners insurance (est.)
$226/mo
HOA dues
$250/mo
Loan amount
$436,500
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Listing information

Listing courtesy of

Marlene Norcross

City Real Estate

972-938-1090

MLS #
21350329

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. Information is deemed reliable but not guaranteed and should be independently verified. Last updated Oct 9, 2026.

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

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