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$489,999

900 E Chad Street, Whitney, TX 76692

3
beds
3.5
baths
2,252
sqft

Est. with seller financing: $4,303/mo

  • Single-family
  • Built in 2004
  • 87,164 sq ft lot
  • $218/sqft
  • Hill County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

2 ACRES + POOL + OVERSIZED WORKSHOP + COUNTRY LIVING—THIS ONE HAS IT ALL! This impressive two-story brick home sits on 2 acres outside the city limits, combining country freedom, incredible amenities, and a convenient location just minutes from Whitney and Lake Whitney. Step inside to a warm and welcoming home featuring a fireplace and plenty of space to gather. Upstairs, discover a separate living area complete with a mini refrigerator, microwave, and sink, creating the perfect setup for a game room, media room, guest retreat, or second living space. An upstairs balcony provides another place to unwind and enjoy the peaceful country surroundings. Spend Texas summers around the fenced swimming pool and spacious patio, perfect for cookouts, entertaining, or relaxing beneath those unforgettable Texas sunsets. A separate dedicated workout facility complete with gym equipment means your morning workout is only steps away. Then there's the oversized insulated workshop with electricity and three roll-up doors—an incredible space for vehicles, boats, lake toys, equipment, hobbies, projects, or storage. An additional outbuilding provides even more flexibility for storage or animals. Across the property, you'll find mature trees, expansive lawn, a dog run, swing set, basketball goal, fencing, and plenty of room to enjoy the outdoors. A security-gated entrance adds privacy, while the attached two-car heated and cooled garage provides additional year-round usable space. Enjoy the freedom and breathing room of country living while remaining conveniently close to Whitney schools and town. Approximately 40 minutes from Waco, a little over an hour from Dallas, and only minutes from Lake Whitney, this property offers a combination that's hard to find. Two acres. Poolside summers. A serious workshop. Your own gym. Room for the pets, toys, projects, family and friends. Live, work, play, and entertain, all without leaving home.

Facts & features

Interior

Features

  • Built In Features
  • Decorative Designer Lighting Fixtures
  • Eat In Kitchen
  • Kitchen Island
  • Pantry
  • Cable Tv
  • Walk In Closets

Heating & cooling

  • Heating: Central, Electric
  • Cooling: Central Air, Ceiling Fans

Flooring

  • Carpet
  • Ceramic Tile
  • Luxury Vinyl Plank

Appliances

  • Double Oven
  • Dishwasher
  • Electric Cooktop
  • Electric Oven
  • Electric Range
  • Disposal
  • Refrigerator
  • Trash Compactor

Fireplace

  • Fireplaces: 1
  • Living Room
  • Masonry

Laundry

  • Washer Hookup
  • Dryer Hookup
  • Laundry In Utility Room

Exterior & lot

Features

  • Balcony
  • Dog Run

Construction

  • Style: Detached
  • Stories: 2
  • Roof: Composition
  • Foundation: Slab
  • Materials: Brick

Parking

  • Garage spaces: 2
  • Driveway
  • Epoxy Flooring
  • Heated Garage
  • Lighted
  • Garage Faces Side

Pool

  • In Ground
  • Pool
  • Waterfall

Lot

  • Acreage

Community

Neighborhood

  • Subdivision: Joseph Greer Surv A-320

Schools

  • District: Whitney ISD
  • Elementary: Whitney
  • Middle: Whitney
  • High: Whitney

Financial & listing details

Listing

  • Price per sq ft: $218
  • County: Hill
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$4,303/mo

Principal & interest
$3,548/mo
Property taxes
$526/mo
Homeowners insurance (est.)
$229/mo
Loan amount
$440,999
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Listing information

Listing courtesy of

Karla Clift

Gary Wallace Realty

254-266-0688

MLS #
21353083

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. Information is deemed reliable but not guaranteed and should be independently verified. Last updated Oct 9, 2026.

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

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