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Financing available

$589,500

276 Jackson Circle, Kerens, TX 75144

3
beds
2.5
baths
3,778
sqft

Est. with seller financing: $5,339/mo

  • Single-family
  • Built in 2005
  • 94,961 sq ft lot
  • $156/sqft
  • $100/mo HOA
  • Navarro County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Discover the best of lake-area living in this home, where you can enjoy space, privacy, & easy access to RC Lake without the upkeep of a waterfront lot. Set on 2.18 acres, this custom Southern Traditional home with Craftsman details sits just down the street from the private community boat ramp, so you can launch the boat & be on the water within minutes. The gorgeous covered front porch welcomes you to relaxed country-lake living, with room for rocking chairs or a hanging swing to enjoy peaceful water views. Inside, the floor plan offers 3 bedrooms, 2.5 bath along with an office, a flexible sitting area between the secondary bedrooms, & an oversized upstairs game room with pool table included for creating the ultimate hang out space for adults & kids alike! The open-concept split layout is filled with natural light & designed for everyday comfort, easy entertaining & creates space for everyone without making you feel isolated.The living room features built-ins & a propane fireplace, while the updated kitchen offers granite countertops, a large island, updated backsplash, built-ins, & a charming brick oven & microwave station. The private primary suite includes a massive walk-in closet with custom closet system, & the office with glass French doors could flex as another living area or 4th bedroom. Out back, enjoy a fenced yard, spacious patio for lounging or a future outdoor kitchen, fire pit, picnic area, easy to maintain landscaping, sprinkler system, shed, & detached 2-car garage with workshop space for tools, hobbies, or lake gear. Recent updates include easy-care flooring, spray foam insulation in the attic, tankless water heater, newer HVAC units, & a recently replaced roof on the home & shed. Lake access, elbow room, water views, storage, updates, & peaceful Sweetwater Ranch living all come together here. Seller is offering up to $2,500 in concessions to help with closing costs or approved home improvements. *Option to expand to a total of 4.53 acres

Facts & features

Interior

Features

  • Built In Features
  • Decorative Designer Lighting Fixtures
  • Double Vanity
  • Granite Counters
  • High Speed Internet
  • In Law Floorplan
  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Vaulted Ceilings
  • Wired For Data
  • Walk In Closets
  • Wired For Sound

Heating & cooling

  • Heating: Central, Electric, Fireplaces, Propane
  • Cooling: Central Air, Ceiling Fans, Electric

Flooring

  • Carpet
  • Ceramic Tile

Appliances

  • Dishwasher
  • Electric Cooktop
  • Electric Oven
  • Electric Water Heater
  • Disposal
  • Ice Maker
  • Microwave
  • Refrigerator
  • Tankless Water Heater
  • Wine Cooler

Fireplace

  • Fireplaces: 1
  • Living Room
  • Propane
  • Raised Hearth

Laundry

  • Washer Hookup
  • Dryer Hookup
  • Electric Dryer Hookup
  • Laundry In Utility Room

Exterior & lot

Features

  • Fire Pit
  • Lighting
  • Private Yard
  • Rain Gutters

Construction

  • Style: Traditional, Detached
  • Stories: 2
  • Roof: Composition, Shingle
  • Foundation: Slab

Parking

  • Garage spaces: 2
  • Additional Parking
  • Aggregate
  • Covered
  • Door Single
  • Driveway
  • Garage Faces Front
  • Garage
  • Garage Door Opener
  • Gravel
  • Lighted
  • On Site
  • Off Street
  • Oversized
  • Parking Pad

Lot

  • Back Yard
  • Cleared
  • Interior Lot
  • Lawn
  • Landscaped
  • Level
  • Native Plants
  • Many Trees
  • Subdivision
  • Sprinkler System

Community

Neighborhood

  • Subdivision: Sweetwater Ranch Ph II

HOA

  • Sweetwater Ranch HOA

Schools

  • District: Kerens ISD
  • Elementary: Kerens
  • Middle: Kerens
  • High: Kerens

Financial & listing details

Listing

  • Price per sq ft: $156
  • County: Navarro
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$5,339/mo

Principal & interest
$4,269/mo
Property taxes
$695/mo
Homeowners insurance (est.)
$275/mo
HOA dues
$100/mo
Loan amount
$530,550
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

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Listing courtesy of Julie Teel, RE/MAX Lakeside Dreams · MLS #21325035 · 903-874-0003

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. MLS status: Active (available for sale). Information is deemed reliable but not guaranteed and should be independently verified. NTREIS data is for viewing on this site only and may not be reproduced or redistributed. Last updated Oct 9, 2026.

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