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Financing available

$580,000

2801 Fm 1816, Bowie, TX 76230

3
beds: 2
baths: 2,385
sqft

Est. with seller financing: $4,928/mo

Single-family
Built in 2009
272,686 sq ft lot
$243/sqft
Montague County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

**PRICE IMPROVEMENT! **NEW ROOF ~ September 2026! Looking to leave city life behind and embrace the simple luxury of country living? This solidly built, spacious home sits on over 6 serene, wooded acres just outside the charming, small-town community of Bowie, Texas. Features include 3+ bedrooms, 2 full baths, and a large bonus room that can be used as either additional living space, or a large 4th bedroom - bunkroom. The spacious primary suite offers an ensuite with garden tub, seperate shower, and walk-in closet. The eat-in kitchen boasts granite countertops, stainless steel appliances, a beautiful stonework island-bar, and a spacious pantry. Enjoy relaxing with family and friends on the covered patio overlooking your wooded backyard and acreage beyond. This private country haven also features a large garage - workshop with electricity and concrete floor, and includes an unfinished room that, with your touch, has potential for a guestroom or craft space. Property is fenced, cross-fenced, and gated for your privacy. **Remaining furnishings, refrigerator, washer, dryer, and pit boss smoker on back patio may be negotiable with accepted offer.

Facts & features

Interior

Features

Built In Features
Double Vanity
Eat In Kitchen
Granite Counters
High Speed Internet
Kitchen Island
Pantry
Vaulted Ceilings
Walk In Closets

Heating & cooling

Heating: Central, Electric, Propane
Cooling: Central Air, Ceiling Fans, Electric

Flooring

Carpet
Ceramic Tile
Laminate

Appliances

Some Gas Appliances
Dishwasher
Electric Water Heater
Gas Range
Microwave
Plumbed For Gas
Water Softener

Exterior & lot

Features

Rain Gutters

Construction

Style: Traditional, Detached
Stories: 1
Roof: Composition
Foundation: Slab
Materials: Brick

Parking

Garage spaces: 2
Attached Carport
Additional Parking
Circular Driveway
Garage
Storage
Workshop In Garage

Lot

Acreage
Many Trees

Community

Neighborhood

Subdivision: TE&L Co.

Schools

District: Bowie ISD
Elementary: Bowie
Middle: Bowie
High: Bowie

Financial & listing details

Listing

Price per sq ft: $243
County: Montague
Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$4,928/mo

Down payment10% ($58,000)10%20%

Check Your Financing Options

Principal & interest: $4,200/mo
Property taxes: $457/mo
Homeowners insurance (est.): $271/mo

Loan amount: $522,000
Seller financing rate (est.): 9.00%
Term: 30-year fixed

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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

Location

Love this home?Let's find a way to make it yours.

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A traditional mortgage isn't the only way to buy a home.

If you're self-employed, have a lower credit score, use an ITIN, or have been turned down for a mortgage, you may have another option.

Our financing program has different qualification guidelines for eligible buyers. Check your options before you rule out this home.

Available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly. All financing is subject to underwriting, eligibility, program guidelines, and approval.

Check Your Financing Options

How our financing program works

1
Get qualified
Answer a few quick questions and see the down payment you'd need. It takes about a minute and doesn't pull your credit.
2
Make it your home
Once you're approved, our lending partner buys the home from the seller at closing. The seller is paid in full and never carries a loan.
3
Own it
It resells the home to you at the same closing, with financing, so the title is in your name.

This is different from traditional seller financing, where the seller lends you the money. See the full requirements

Listing courtesy of Rebecca Spray, Keller Williams Realty · MLS #21070008 · 817-329-8850

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. MLS status: Active (available for sale). Information is deemed reliable but not guaranteed and should be independently verified. NTREIS data is for viewing on this site only and may not be reproduced or redistributed. Last updated Oct 9, 2026.