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Financing available

$599,990

403 Polk Road, Bowie, TX 76230

4
beds
3.5
baths
2,326
sqft

Est. with seller financing: $5,297/mo

  • Single-family
  • Built in 2023
  • 173,369 sq ft lot
  • $258/sqft
  • Montague County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Experience the perfect blend of country living and modern comfort in this beautiful 4-bedroom, 4-bath home situated on 3.98 wooded acres. Designed with both style and functionality in mind, this spacious home features luxury vinyl flooring throughout, granite countertops in every bathroom and the kitchen, and an inviting living area centered around a cozy fireplace. The well-appointed eat-in kitchen offers an oversized island, ample cabinet space, and plenty of room for gathering with family and friends. The private primary suite features a spa-inspired bath with dual vanities, creating a relaxing retreat at the end of the day. Additional highlights include a tankless water heater for energy-efficient hot water, a two-car garage, generous storage, and a thoughtfully designed floor plan with four full bathrooms to accommodate family and guests. Enjoy the peace and privacy of nearly 4 acres surrounded by mature trees while still having the conveniences of modern living. Whether you're looking for room to entertain, space to roam, or a quiet place to call home, this exceptional property offers it all. Schedule your private showing today!

Facts & features

Interior

Features

  • Decorative Designer Lighting Fixtures
  • Granite Counters
  • Open Floorplan
  • Pantry
  • Vaulted Ceilings
  • Walk In Closets

Heating & cooling

  • Heating: Central
  • Cooling: Central Air

Flooring

  • Luxury Vinyl Plank
  • Tile

Appliances

  • Dishwasher
  • Gas Cooktop
  • Disposal
  • Gas Oven
  • Tankless Water Heater

Fireplace

  • Fireplaces: 1
  • Gas Log
  • Living Room

Exterior & lot

Construction

  • Style: Farmhouse, Modern, Detached
  • Stories: 1
  • Roof: Composition
  • Foundation: Slab
  • Materials: Board And Batten Siding, Brick, Cedar

Parking

  • Garage spaces: 2
  • Concrete
  • Covered
  • Door Multi
  • Garage
  • Garage Door Opener
  • Garage Faces Side

Lot

  • Acreage
  • Back Yard
  • Lawn
  • Many Trees

Community

Neighborhood

  • Subdivision: Kingdom Heights II

Schools

  • District: Bowie ISD
  • Elementary: Bowie
  • Middle: Bowie
  • High: Bowie

Financial & listing details

Listing

  • Price per sq ft: $258
  • County: Montague
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$5,297/mo

Principal & interest
$4,345/mo
Property taxes
$672/mo
Homeowners insurance (est.)
$280/mo
Loan amount
$539,991
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

Location

Love this home?Let's find a way to make it yours.

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A traditional mortgage isn't the only way to buy a home.

If you're self-employed, have a lower credit score, use an ITIN, or have been turned down for a mortgage, you may have another option.

Our financing program has different qualification guidelines for eligible buyers. Check your options before you rule out this home.

Available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly. All financing is subject to underwriting, eligibility, program guidelines, and approval.

Check Your Financing Options

How our financing program works

  1. 1

    Get qualified

    Answer a few quick questions and see the down payment you'd need. It takes about a minute and doesn't pull your credit.

  2. 2

    Make it your home

    Once you're approved, our lending partner buys the home from the seller at closing. The seller is paid in full and never carries a loan.

  3. 3

    Own it

    It resells the home to you at the same closing, with financing, so the title is in your name.

This is different from traditional seller financing, where the seller lends you the money. See the full requirements

Listing courtesy of Sarah Lawson, Ell & Co. Real Estate, LLC · MLS #21337384 · (972) 415-5122

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. MLS status: Active (available for sale). Information is deemed reliable but not guaranteed and should be independently verified. NTREIS data is for viewing on this site only and may not be reproduced or redistributed. Last updated Oct 9, 2026.

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