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Financing available

$399,000

2831 Wild Oak Lane, Rockwall, TX 75032

5
beds: 3
baths: 3,340
sqft

Est. with seller financing: $3,666/mo

Single-family
Built in 2001
7,275 sq ft lot
$119/sqft
$56/mo HOA
Rockwall County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

If you need space, this is the place!! Over 3000 SF of clean, fresh, family home just waiting on you! Five bedrooms, three upstairs, along with a huge primary with ensuite bath and another bedroom (perfect nursery) downstairs. Fresh paint on the stairs and railings, as well as throught most of the upstairs. Primary bath all new for 2026, guest bath also updated in 2021, upstairs bath in 2024! Kitchen remodeled in 2022. Roof in 2022, water heater 2025. Downstairs HVAC, 2022. NEMA 14-50 outlet installed in the garage, for fast EV charging! Sprinkler system control panel, replaced Aug. 2026.

Facts & features

Interior

Features

Decorative Designer Lighting Fixtures
Eat In Kitchen
Granite Counters
High Speed Internet
Kitchen Island
Open Floorplan
Pantry
Cable Tv
Walk In Closets

Heating & cooling

Heating: Central, Natural Gas
Cooling: Central Air, Electric

Flooring

Carpet
Ceramic Tile
Laminate

Appliances

Dryer
Dishwasher
Gas Cooktop
Disposal
Gas Oven
Gas Water Heater
Ice Maker
Microwave
Refrigerator
Vented Exhaust Fan

Fireplace

Fireplaces: 1
Gas Log

Laundry

Washer Hookup
Dryer Hookup
Laundry In Utility Room

Exterior & lot

Features

Rain Gutters

Construction

Style: Traditional, Detached
Stories: 2
Roof: Composition
Materials: Brick

Parking

Garage spaces: 2
Driveway
Garage
Garage Door Opener
Garage Faces Rear

Lot

Interior Lot
Landscaped
Subdivision
Sprinkler System

Community

Neighborhood

Subdivision: Hickory Ridge Ph One

HOA

SBB Community Management

Schools

District: Rockwall ISD
Elementary: Ouida Springer
Middle: Cain
High: Rockwall-Heath

Financial & listing details

Listing

Price per sq ft: $119
County: Rockwall
Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$3,666/mo

Down payment10% ($39,900)10%20%

See If You Qualify

Principal & interest: $2,889/mo
Property taxes: $535/mo
Homeowners insurance (est.): $186/mo
HOA dues: $56/mo

Loan amount: $359,100
Seller financing rate (est.): 9.00%
Term: 30-year fixed

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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

1
Get qualified
We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.
2
Pick this home
Once you're approved, tell us this is the one. We handle the purchase from the seller.
3
Move in
We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

See If You Qualify

Listing courtesy of Roger Phillips, eXp Realty LLC · MLS #21291445 · 888-519-7431

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. MLS status: Active (available for sale). Information is deemed reliable but not guaranteed and should be independently verified. NTREIS data is for viewing on this site only and may not be reproduced or redistributed. Last updated Oct 9, 2026.