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Financing available

$399,000

505 Big Oak Court, Rockwall, TX 75087

4
beds
2.5
baths
2,604
sqft

Est. with seller financing: $3,582/mo

  • Single-family
  • Built in 1999
  • 7,057 sq ft lot
  • $153/sqft
  • Rockwall County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

METICULOUSLY MAINTAINED BY ONE OWNER! This move-in-ready 4-bedroom, 2.5-bath home combines timeless charm with thoughtful updates throughout. Built in the 1990s and beautifully cared for, the home features granite countertops, new storm doors, a fully remodeled primary bathroom, light and bright finishes, and energy-efficient windows replaced in 2025. All four generously sized bedrooms are located upstairs, along with an oversized utility room offering plenty of extra space—including room for an additional refrigerator. Tucked away on a quiet cul-de-sac, the property backs to a peaceful greenbelt and walking trail that leads to a small lake, which can even be seen from the front of the home. The backyard also features a French drain designed to help direct water away from the porch area. With spacious rooms, valuable updates, a peaceful setting, and pride of ownership evident throughout, this beautifully maintained home is ready to welcome its next owner!

Facts & features

Interior

Features

  • Decorative Designer Lighting Fixtures
  • High Speed Internet
  • Kitchen Island
  • Cable Tv
  • Walk In Closets

Heating & cooling

  • Heating: Central, Natural Gas
  • Cooling: Central Air, Ceiling Fans, Electric

Flooring

  • Carpet
  • Luxury Vinyl Plank

Appliances

  • Dishwasher
  • Electric Cooktop
  • Electric Oven
  • Disposal

Fireplace

  • Fireplaces: 1
  • Gas Log
  • Gas Starter
  • Masonry

Laundry

  • Washer Hookup
  • Dryer Hookup
  • Electric Dryer Hookup
  • Laundry In Utility Room

Exterior & lot

Features

  • Rain Gutters

Construction

  • Style: Traditional, Detached
  • Stories: 2
  • Roof: Composition
  • Foundation: Slab
  • Materials: Brick

Parking

  • Garage spaces: 2
  • Garage
  • Garage Door Opener
  • Garage Faces Side

Lot

  • Cul De Sac
  • Greenbelt

Community

Neighborhood

  • Subdivision: Caruth Lake Ph 4

Schools

  • District: Rockwall ISD
  • Elementary: Dobbs
  • Middle: Herman E Utley
  • High: Rockwall

Financial & listing details

Listing

  • Price per sq ft: $153
  • County: Rockwall
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$3,582/mo

Principal & interest
$2,889/mo
Property taxes
$507/mo
Homeowners insurance (est.)
$186/mo
Loan amount
$359,100
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Your next home may have more than one path to ownership.

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Finding the right home is half the equation. Financing that works for your situation is the other half. This home may be eligible for our seller financing, also called owner financing, an option for buyers a traditional mortgage hasn't worked for.

It may be worth a look if you:

Available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly. All financing is subject to underwriting, eligibility, program guidelines, and approval.

Check Your Financing Options

How our financing program works

  1. 1

    Get qualified

    Answer a few quick questions and see the down payment you'd need. It takes about a minute and doesn't pull your credit.

  2. 2

    Make it your home

    Once you're approved, our lending partner buys the home from the seller at closing. The seller is paid in full and never carries a loan.

  3. 3

    Own it

    It resells the home to you at the same closing, with financing, so the title is in your name.

This is different from traditional seller financing, where the seller lends you the money. See the full requirements

Listing courtesy of Tami Rexrode, Coldwell Banker Apex, REALTORS · MLS #21353517 · 972-564-1001

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. MLS status: Active (available for sale). Information is deemed reliable but not guaranteed and should be independently verified. NTREIS data is for viewing on this site only and may not be reproduced or redistributed. Last updated Oct 9, 2026.

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