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Financing available

$282,585

3037 Hidden Valley Drive, Lindale, TX 75771

4
beds: 2
baths: 1,738
sqft

Est. with seller financing: $2,224/mo

Single-family
Built in 2026
6,447 sq ft lot
$163/sqft
$46/mo HOA
Smith County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

New! Open concept single story! Four bedrooms, two full baths, with covered patio. Home includes, island kitchen, granite counters throughout, LED lighting, full sprinkler system, professionally engineered post tension foundation, and so much more! Nestled amidst the serene beauty of East Texas, The Reserve at Timber Creek offers a tranquil escape from the hustle and bustle of city life. Enjoy the peacefulness of nature while still being within easy reach of local amenities. Discover a community that prioritizes a relaxed lifestyle. Don't miss out on the opportunity to make The Reserve at Timber Creek your new home. Schedule a tour today!

Facts & features

Interior

Features

Decorative Designer Lighting Fixtures
Eat In Kitchen
Granite Counters
High Speed Internet
Kitchen Island
Open Floorplan
Pantry
Cable Tv
Walk In Closets

Heating & cooling

Heating: Central, Natural Gas
Cooling: Central Air, Electric

Flooring

Carpet
Ceramic Tile
Laminate

Appliances

Dishwasher
Disposal
Gas Range
Microwave

Exterior & lot

Construction

Style: Traditional, Detached
Stories: 1
Roof: Composition
Foundation: Slab

Parking

Garage spaces: 2
Garage

Community

Neighborhood

Subdivision: Reserve at Timber Creek

HOA

Schools

District: Lindale ISD
Elementary: Penny
Middle: Moss
High: Lindale

Financial & listing details

Listing

Price per sq ft: $163
County: Smith
Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$2,224/mo

Down payment10% ($28,259)10%20%

See If You Qualify

Principal & interest: $2,046/mo
Property taxes: Not available
Homeowners insurance (est.): $132/mo
HOA dues: $46/mo

Loan amount: $254,326
Seller financing rate (est.): 9.00%
Term: 30-year fixed

Powered byDoorly

This estimate uses our seller financing program's rate. Taxes are from listing data (not available for this home) and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

1
Get qualified
We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.
2
Pick this home
Once you're approved, tell us this is the one. We handle the purchase from the seller.
3
Move in
We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

Want to buy this home with seller financing?
We can help.

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

See If You Qualify

Listing courtesy of Sarenadee Box, D.R. Horton-Texas, LTD · MLS #21371920 ·

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. Information is deemed reliable but not guaranteed and should be independently verified. Last updated Oct 9, 2026.