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Financing available

$175,000

304 N Neches Street, Whitney, TX 76692

2
beds: 2
baths: 1,188
sqft

Est. with seller financing: $1,677/mo

Single-family
Built in 1958
11,456 sq ft lot
$147/sqft
Hill County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Charming vintage home with timeless appeal. Built in 1958, this inviting 2 bedroom, 2 bath home offers 1188 square feet of comfortable living space with plenty of character. Located on 3 lots with a fenced yard, mature pecan trees add shade, beauty, and a touch of timeless Texas charm. Whether you're looking for a place to make your own cozy home or an investment opportunity, this property offers plenty of possibilities!

Listing courtesy of Kimberly Myers, Fathom Realty · MLS #21409030 · 888-455-6040

Facts & features

Interior

Features

Eat In Kitchen
Pantry

Heating & cooling

Heating: Central, Electric
Cooling: Central Air, Ceiling Fans, Electric

Flooring

Luxury Vinyl Plank

Appliances

Dishwasher
Electric Range

Fireplace

Fireplaces: 1
Wood Burning

Laundry

Washer Hookup
Electric Dryer Hookup

Exterior & lot

Construction

Style: Traditional, Detached
Stories: 1
Roof: Composition
Foundation: Combination

Parking

Detached Carport

Lot

Few Trees

Community

Neighborhood

Subdivision: Whitney Ot

Schools

District: Whitney ISD
Elementary: Whitney
Middle: Whitney
High: Whitney

Financial & listing details

Listing

Price per sq ft: $147
County: Hill
Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$1,677/mo

Down payment10% ($17,500)10%20%

Get Pre-Qualified

Principal & interest: $1,267/mo
Property taxes (est.): $328/mo
Homeowners insurance (est.): $82/mo

Loan amount: $157,500
Seller financing rate (est.): 9.00%
Term: 30-year fixed

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This estimate uses our seller financing program's rate. Taxes are estimated at 2.25% of the price because this listing has no full-year tax amount (common for new construction); actual taxes may differ and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

Location

Love this home?Let's find a way to make it yours.

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A traditional mortgage isn't the only way. Self-employed, lower credit, ITIN, or turned down before? You may have another option.

Offered by HFP, powered by Doorly, only on this site, not by the seller or listing agent. Subject to underwriting and approval.

Get Pre-Qualified

How our financing program works

1
Get qualified
Answer a few quick questions and see the down payment you'd need. It takes about a minute and doesn't pull your credit.
2
Make it your home
Once you're approved, our lending partner buys the home from the seller at closing. The seller is paid in full and never carries a loan.
3
Own it
It resells the home to you at the same closing, with financing, so the title is in your name.

This is different from traditional seller financing, where the seller lends you the money. See the full requirements