HFPHome Finance
Partner
Powered byDoorly
1 / 24
Financing available

$460,000

305 Cedar Hill Circle, Lowry Crossing, TX 75407

3
beds
2.5
baths
1,940
sqft

Est. with seller financing: $4,417/mo

  • Single-family
  • Built in 1997
  • 87,120 sq ft lot
  • $237/sqft
  • $8/mo HOA
  • Collin County

Interested in this home?

Seller financing is available to qualified buyers.

Powered byDoorly

About this home

You will love this serene spot with low traffic throughout the neighborhood with just one way in. The abundance of privacy is ideal for those who just want to have their own space. The partially wood 2 acres is great for this ranch style home. There is plenty of space for your chickens, goats, horses or other approved animals. The home is located in Lowry's Crossing and attends McKinney ISD. This charming home has been thoughtfully updated with luxury vinyl plank flooring and elegant quartz countertops in both the kitchen and bathrooms. The home features 3 spacious bedrooms, including an oversized primary suite, along with 2 full bathrooms and a convenient half bath for guests. The expansive family room provides plenty of space for relaxing & you can also create a dedicated home office or study area. A separate dining room adds flexibility and can easily serve as a second living space, playroom, or flex area. Step out on to the extended covered back patio and enjoy looking out at mature trees & tons of space for entertaining. There are so many possibilities with this much acreage. Neighborhood is very small & well taken care of by the people who live there. This property offers true country living while still being just minutes from shopping, major highways, and entertainment. A rare opportunity with endless possibilities!

Facts & features

Interior

Features

  • Pantry
  • Walk In Closets

Heating & cooling

  • Heating: Central, Propane
  • Cooling: Central Air, Ceiling Fans, Electric

Flooring

  • Carpet
  • Luxury Vinyl Plank
  • Tile

Appliances

  • Some Gas Appliances
  • Dishwasher
  • Gas Range
  • Microwave
  • Plumbed For Gas

Fireplace

  • Fireplaces: 1
  • Family Room
  • Wood Burning

Exterior & lot

Construction

  • Style: Ranch, Detached
  • Stories: 1
  • Roof: Composition
  • Foundation: Slab
  • Materials: Brick

Parking

  • Garage spaces: 2
  • Door Single
  • Driveway

Lot

  • Acreage
  • Back Yard
  • Corner Lot
  • Greenbelt
  • Lawn
  • Many Trees

Community

Neighborhood

  • Subdivision: Wood Creek Country Estates

HOA

  • none

Schools

  • District: McKinney ISD
  • Elementary: Webb
  • Middle: Johnson
  • High: McKinney North

Financial & listing details

Listing

  • Price per sq ft: $237
  • County: Collin
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$4,417/mo

Principal & interest
$3,331/mo
Property taxes (est.)
$863/mo
Homeowners insurance (est.)
$215/mo
HOA dues
$8/mo
Loan amount
$414,000
Seller financing rate (est.)
9.00%
Term
30-year fixed
Powered byDoorly

This estimate uses our seller financing program's rate. Taxes are estimated at 2.25% of the price because this listing has no full-year tax amount (common for new construction); actual taxes may differ and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

Location

Love this home?Let's find a way to make it yours.

Powered byDoorly

A traditional mortgage isn't the only way to buy a home.

If you're self-employed, have a lower credit score, use an ITIN, or have been turned down for a mortgage, you may have another option.

Our financing program has different qualification guidelines for eligible buyers. Check your options before you rule out this home.

Available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly. All financing is subject to underwriting, eligibility, program guidelines, and approval.

Check Your Financing Options

How our financing program works

  1. 1

    Get qualified

    Answer a few quick questions and see the down payment you'd need. It takes about a minute and doesn't pull your credit.

  2. 2

    Make it your home

    Once you're approved, our lending partner buys the home from the seller at closing. The seller is paid in full and never carries a loan.

  3. 3

    Own it

    It resells the home to you at the same closing, with financing, so the title is in your name.

This is different from traditional seller financing, where the seller lends you the money. See the full requirements

Listing courtesy of Deborah Diviney, Coldwell Banker Apex, REALTORS · MLS #21333441 · 972-562-5400

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. MLS status: Active (available for sale). Information is deemed reliable but not guaranteed and should be independently verified. NTREIS data is for viewing on this site only and may not be reproduced or redistributed. Last updated Oct 9, 2026.

More homes in Lowry Crossing