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Financing available

$799,000

305 Willow Oak, Goldthwaite, TX 76844

4
beds
2.5
baths
2,293
sqft

Est. with seller financing: $6,184/mo

  • Single-family
  • Built in 2024
  • 664,290 sq ft lot
  • $348/sqft
  • $25/mo HOA
  • Mills County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

This stunning 4-bedroom, 3-bath home, built in 2024, blends modern luxury with peaceful country living on 15.250 acres. Step inside to soaring 17-foot ceilings and an open, light-filled layout anchored by a cozy gas log fireplace and elegant built-ins throughout. The chef’s kitchen is designed to impress, featuring quartz countertops, large center island with bar seating, high-end finishes, and a spacious walk-in pantry—perfect for both everyday living and entertaining. Rich hardwood floors flow through the main living areas, while a large utility room and mudroom add both convenience and functionality. The gorgeous primary suite offers a private retreat with ample space and thoughtful design. Every detail in this home has been carefully considered, including structured wiring and an energy-efficient tankless water heater. Outside, enjoy a lovely back patio finished with ceramic tile—ideal for relaxing or hosting guests. The property also includes a 900-square-foot detached shop with half bath, with an attached 22 x 30 carport, providing plenty of space for projects, storage, or equipment. Fresh new sod surrounds the home, while the expansive acreage offers privacy, beauty, and a seasonal creek that enhances the natural landscape. With a wildlife exemption in place for low taxes, this property is as practical as it is picturesque. This property is the whole package!

Facts & features

Interior

Features

  • Built In Features
  • Eat In Kitchen
  • Open Floorplan
  • Pantry
  • Walk In Closets

Heating & cooling

  • Heating: Fireplaces, Propane
  • Cooling: Ceiling Fans, Electric

Flooring

  • Carpet
  • Ceramic Tile
  • Hardwood

Appliances

  • Dishwasher
  • Gas Range
  • Refrigerator

Fireplace

  • Fireplaces: 1
  • Family Room
  • Gas

Laundry

  • Laundry In Utility Room

Exterior & lot

Construction

  • Style: Craftsman, Farmhouse
  • Stories: 1
  • Roof: Composition
  • Foundation: Slab
  • Materials: Board And Batten Siding, Wood Siding

Parking

  • Garage spaces: 4
  • Additional Parking
  • Detached Carport
  • Boat
  • Rv Access Parking

Pool

  • Cabana

Lot

  • Acreage

Community

Neighborhood

  • Subdivision: Rolling Oaks

HOA

  • Rolling Oaks Ranch

Schools

  • District: Goldthwaite ISD
  • Elementary: Goldthwaite
  • Middle: Goldthwaite
  • High: Goldthwaite

Financial & listing details

Listing

  • Price per sq ft: $348
  • County: Mills
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$6,184/mo

Principal & interest
$5,786/mo
Property taxes
Not available
Homeowners insurance (est.)
$373/mo
HOA dues
$25/mo
Loan amount
$719,100
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data (not available for this home) and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

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Listing courtesy of Audrey Bear, Bear Real Estate Services · MLS #21225780 ·

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. Information is deemed reliable but not guaranteed and should be independently verified. Last updated Oct 9, 2026.

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