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Financing available

$599,000

309 Shore Line Drive, Tool, TX 75143

2
beds
2
baths
1,080
sqft

Est. with seller financing: $4,623/mo

  • Single-family
  • Built in 1969
  • 5,053 sq ft lot
  • $555/sqft
  • $5/mo HOA
  • Henderson County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Charming lakeside log cabin with miles of open water views. This inviting retreat features a spacious living area with vaulted wood ceilings and a stunning stone-tile fireplace accented by a granite hearth. The light-filled kitchen offers stainless steel appliances and an abundance of windows, allowing you to enjoy breathtaking lake views while preparing meals. The home includes two bedrooms, two beautifully updated bathrooms with designer touches throughout, plus an additional sleeping loft. Outdoor living is exceptional with a huge covered porch featuring a stone fireplace and space for outdoor television viewing, creating the perfect setting to relax, entertain, and enjoy the beautiful waterfront scenery year-round. Additional outdoor amenities include a lakeside patio with stairs leading directly into the water, providing easy access for swimming and lakeside fun. The boathouse features a boat slip and a separate watercraft lift, making it easy to enjoy boating, fishing, and all the recreational opportunities the lake has to offer. Whether you're seeking a weekend getaway or a full-time waterfront retreat, this charming log cabin offers the perfect blend of rustic charm, modern comfort and exceptional lakefront living.

Facts & features

Interior

Features

  • Built In Features
  • Decorative Designer Lighting Fixtures
  • High Speed Internet
  • Open Floorplan
  • Cable Tv
  • Vaulted Ceilings

Heating & cooling

  • Heating: Central, Electric
  • Cooling: Central Air, Gas, Wall Window Units

Flooring

  • Carpet
  • Tile

Appliances

  • Dishwasher
  • Electric Range
  • Electric Water Heater
  • Disposal
  • Refrigerator

Fireplace

  • Fireplaces: 2
  • Gas Starter
  • Living Room
  • Outside
  • Wood Burning

Laundry

  • Washer Hookup
  • Electric Dryer Hookup

Exterior & lot

Features

  • Boat Slip
  • Deck
  • Fire Pit
  • Rain Gutters

Construction

  • Style: Detached
  • Stories: 1
  • Roof: Metal
  • Foundation: Pillar Post Pier
  • Materials: Wood Siding

Parking

  • Concrete
  • Driveway

Lot

  • Landscaped
  • Subdivision
  • Sprinkler System
  • Few Trees
  • Waterfront
  • Retaining Wall

Community

Neighborhood

  • Subdivision: Cedarcrest Shores Estate

HOA

  • Cedar Crest Shores POA

Schools

  • District: Malakoff ISD
  • Elementary: Tool
  • Middle: Malakoff
  • High: Malakoff

Financial & listing details

Listing

  • Price per sq ft: $555
  • County: Henderson
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$4,623/mo

Principal & interest
$4,338/mo
Property taxes
Not available
Homeowners insurance (est.)
$280/mo
HOA dues
$5/mo
Loan amount
$539,100
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data (not available for this home) and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

How buying this home works

  1. 1

    Get qualified

    We look at your ability to pay, not just a credit score. Self-employed and ITIN buyers welcome.

  2. 2

    Pick this home

    Once you're approved, tell us this is the one. We handle the purchase from the seller.

  3. 3

    Move in

    We resell the home to you at closing, so the title is in your name. Then make one fixed monthly payment, no bank required.

Location

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Seller financing for this home is available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly.

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Listing courtesy of Todd Russell, KW-Cedar Creek Lake Properties · MLS #21298051 ·

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. Information is deemed reliable but not guaranteed and should be independently verified. Last updated Oct 9, 2026.

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