HFPHome Finance
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Financing available

$414,000

3120 Elmwood Street, Fate, TX 75087

3
beds
2
baths
2,035
sqft

Est. with seller financing: $3,839/mo

  • Single-family
  • Built in 2024
  • 4,400 sq ft lot
  • $203/sqft
  • $82/mo HOA
  • Rockwall County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

Welcome to this beautifully upgraded Perry Home offering the perfect blend of style, comfort, and convenience — with **NO MUD or PID** and located in highly sought-after Rockwall ISD with a low tax rate! This spacious property offers 3 bedrooms, 2 full bathrooms and French doors that lead you into a private home office! Designed with an inviting open floorplan, this home features a stunning stone accent exterior and thoughtful upgrades throughout. Inside, you’ll find custom window shades, an upgraded electric fireplace, and a plethora of storage to keep everything organized. The garage is equipped with extra storage racks, adding even more functional space. The chef’s kitchen is the heart of the home, showcasing a gas cooktop, walk-in pantry, and seamless access to the spacious covered patio— perfect for grilling and entertaining guests with ease. The smart split layout provides added privacy, separating the secondary bedrooms from the serene primary suite. Retreat to the primary bedroom with vaulted ceilings and enjoy a spa-like shower featuring double vanities. A dedicated mudroom adds everyday convenience. Step outside to enhanced upgraded landscaping lighting and enjoy being just steps away from the sparkling community pool and splash pad. The town of Fate also offers access to numerous parks and scenic trails, plus frequent food trucks and nearby restaurants for added fun and flavor. Location is everything with easy access to Hwy 30 and just minutes from shopping, including Fresh and newly opened H-E-B. This home truly has it all — upgrades, storage, privacy, community amenities, and an unbeatable location. Don’t miss your opportunity to make it yours!

Facts & features

Interior

Features

  • Decorative Designer Lighting Fixtures
  • Double Vanity
  • Eat In Kitchen
  • High Speed Internet
  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Smart Home
  • Cable Tv
  • Walk In Closets

Heating & cooling

  • Heating: Central, Natural Gas
  • Cooling: Central Air

Flooring

  • Carpet
  • Ceramic Tile

Appliances

  • Dishwasher
  • Electric Oven
  • Gas Cooktop
  • Disposal
  • Microwave
  • Tankless Water Heater

Fireplace

  • Fireplaces: 1
  • Electric
  • Living Room

Exterior & lot

Features

  • Rain Gutters

Construction

  • Style: Detached
  • Stories: 1
  • Roof: Composition
  • Foundation: Slab
  • Materials: Brick

Parking

  • Garage spaces: 2
  • Alley Access
  • Door Single
  • Driveway
  • Garage
  • Garage Faces Rear

Lot

  • Interior Lot
  • Landscaped
  • Subdivision
  • Sprinkler System
  • Few Trees

Community

Neighborhood

  • Subdivision: Avondale Ph 1

HOA

  • CMA

Schools

  • District: Rockwall ISD
  • Elementary: Billie Stevenson
  • Middle: Herman E Utley
  • High: Rockwall

Financial & listing details

Listing

  • Price per sq ft: $203
  • County: Rockwall
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$3,839/mo

Principal & interest
$2,998/mo
Property taxes
$566/mo
Homeowners insurance (est.)
$193/mo
HOA dues
$82/mo
Loan amount
$372,600
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

Location

Love this home?Let's find a way to make it yours.

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A traditional mortgage isn't the only way to buy a home.

If you're self-employed, have a lower credit score, use an ITIN, or have been turned down for a mortgage, you may have another option.

Our financing program has different qualification guidelines for eligible buyers. Check your options before you rule out this home.

Available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly. All financing is subject to underwriting, eligibility, program guidelines, and approval.

Check Your Financing Options

How our financing program works

  1. 1

    Get qualified

    Answer a few quick questions and see the down payment you'd need. It takes about a minute and doesn't pull your credit.

  2. 2

    Make it your home

    Once you're approved, our lending partner buys the home from the seller at closing. The seller is paid in full and never carries a loan.

  3. 3

    Own it

    It resells the home to you at the same closing, with financing, so the title is in your name.

This is different from traditional seller financing, where the seller lends you the money. See the full requirements

Listing courtesy of Adrienne Hamblin, Coldwell Banker Apex, REALTORS · MLS #21189519 · 972-564-1001

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. MLS status: Active (available for sale). Information is deemed reliable but not guaranteed and should be independently verified. NTREIS data is for viewing on this site only and may not be reproduced or redistributed. Last updated Oct 9, 2026.

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