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Financing available

$420,000

949 Mangrove Drive, Fate, TX 75087

4
beds
3
baths
2,333
sqft

Est. with seller financing: $3,662/mo

  • Single-family
  • Built in 2017
  • 6,970 sq ft lot
  • $180/sqft
  • $67/mo HOA
  • Rockwall County

Interested in this home?

Seller financing is available to qualified buyers.

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About this home

ONE AND A A HALF STORIES. TWO DISTINCT LIVING SPACES. 4 BEDROOMS. 3 FULL BATHS. 3 CAR GARAGE. PRIVATE UPSTAIR RETREAT A 1½-story home with a whole private living retreat upstairs. Beautifully maintained by original owner, this 4 bedroom, 3 bath, limestone and brick home in Fate offers the flexibility of a single story but with the added bonus of an entire private living space upstairs. 3 bedrooms, 2 baths, and dedicated office on the main level, 3-car garage, and open kitchen, living and dining area designed for everyday living and entertaining. Upstairs is a unique space. A private retreat includes its own living area, built-in workspace, bedroom and full bath. Creating an ideal space for guests, an older child, extended family, a home office, game room, hobby space, or a getaway without leaving home. The main level bedrooms feature new laminate flooring, the entire upstairs has new carpet. Recent improvements include a new dishwasher, new driveway, added gutters, freshly stained privacy fence, refreshed flower beds with rubber mulch, Gemstone exterior lighting, and an extended back patio. The home offers a 3 car garage, all appliances including washer and dryer, mounted televisions, alarm system with doorbell video and a transferable LIFETIME foundation warranty offering peace of mind. Located in Woodcreek, residents enjoy three pools, playgrounds, walking trails, greenbelt, a stocked pond, clubhouse facilities, and fitness centers. Elementary and middle schools are within walking distance and a city park with splash pad, pickleball courts, basketball, tennis, disc golf and nearby I-30, and Rockwall-area shopping and dining, including H-E-B, Fresh, IKEA, and Kroger. If you have been looking for a home that gives you the convenience of primarily living on one level, but offers a completely separate living retreat upstairs, this one deserves a closer look.

Facts & features

Interior

Features

  • High Speed Internet
  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Cable Tv

Heating & cooling

  • Cooling: Central Air, Energy Star Qualified Equipment

Flooring

  • Carpet
  • Ceramic Tile
  • Laminate

Appliances

  • Some Gas Appliances
  • Dishwasher
  • Disposal
  • Plumbed For Gas
  • Refrigerator
  • Vented Exhaust Fan

Laundry

  • Electric Dryer Hookup
  • Laundry In Utility Room

Exterior & lot

Construction

  • Style: Detached
  • Materials: Brick, Rock, Stone

Parking

  • Garage spaces: 3
  • Driveway

Community

Neighborhood

  • Subdivision: Woodcreek Ph 2-D1

HOA

  • Associa Principal Management

Schools

  • District: Royse City ISD
  • Elementary: Vernon
  • Middle: Bobby Summers
  • High: Royse City

Financial & listing details

Listing

  • Price per sq ft: $180
  • County: Rockwall
  • Financing: Financing available from HFP, powered by Doorly

Estimated payment with seller financing

Est. seller-financed payment

$3,662/mo

Principal & interest
$3,041/mo
Property taxes
$358/mo
Homeowners insurance (est.)
$196/mo
HOA dues
$67/mo
Loan amount
$378,000
Seller financing rate (est.)
9.00%
Term
30-year fixed
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This estimate uses our seller financing program's rate. Taxes are from listing data and insurance is estimated. Your actual payment may be higher. Estimate only. Your final rate, payment, and terms are based on approval. This is not a commitment to lend.

Location

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A traditional mortgage isn't the only way to buy a home.

If you're self-employed, have a lower credit score, use an ITIN, or have been turned down for a mortgage, you may have another option.

Our financing program has different qualification guidelines for eligible buyers. Check your options before you rule out this home.

Available to qualified buyers from HFP, powered by Doorly, only on this site. The seller and listing agent are not affiliated with HFP and cannot offer this program directly. All financing is subject to underwriting, eligibility, program guidelines, and approval.

Check Your Financing Options

How our financing program works

  1. 1

    Get qualified

    Answer a few quick questions and see the down payment you'd need. It takes about a minute and doesn't pull your credit.

  2. 2

    Make it your home

    Once you're approved, our lending partner buys the home from the seller at closing. The seller is paid in full and never carries a loan.

  3. 3

    Own it

    It resells the home to you at the same closing, with financing, so the title is in your name.

This is different from traditional seller financing, where the seller lends you the money. See the full requirements

Listing courtesy of Delleez Dennis, Central Metro Realty · MLS #21352903 · 512-454-6873

Listing information provided by North Texas Real Estate Information Systems (NTREIS) through IDX. MLS status: Active (available for sale). Information is deemed reliable but not guaranteed and should be independently verified. NTREIS data is for viewing on this site only and may not be reproduced or redistributed. Last updated Oct 9, 2026.

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